4005 SOUTHRIDGE DR ROWLETT TX 750885020, ROWLETT, TX 75088-5020
Mortgage
Document Number
0000200931
Date
Aug 1, 2019
Instrument
200931
Lender
Name
LOWER
Address
COLUMBIA, MD 21044
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jul 31, 2049
June 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
DALLAS TX
Property Address
4005 SOUTHRIDGE DR, ROWLETT, TX 75088-5020
Document Number
0000112561
Instrument Date
Jun 29, 2018
Transaction Type
Mortgage
Record Updated
Jun 14, 2019
Title Company
NORTH AMERICAN TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
4005 SOUTHRIDGE DR ROWLETT TX 750885020, ROWLETT, TX 75088-5020
Mortgage
Document Number
0000112561
Date
May 3, 2019
Instrument
112561
Lender
Name
HOMESIDE FIN'L
Address
COLUMBIA, MD 21044
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
May 2, 2049
May 2019: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
DALLAS TX
Recording Date
May 3, 2019
Property Address
4005 SOUTHRIDGE DR, ROWLETT, TX 75088-5020
Document Number
0000112560
Instrument Date
Jun 29, 2018
Instrument
112560
Transaction Type
Transfer
Record Updated
Jun 14, 2019
Title Company
NORTH AMERICAN TITLE
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
4005 SOUTHRIDGE DR ROWLETT TX 750885020, ROWLETT, TX 75088-5020
Tax Assessment & Valuation
The 2025 property tax bill for 4005 Southridge Dr was $4,846 with exemptions applied, up 8.9% from the year before.
Source: Dallas County assessment roll, as of August 10, 2026
Property Jurisdictions
Type
Name
State
Texas
County
Dallas County
Municipality
Rowlett City
Unified School District
Garland Independent School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$318,590 (-)Land $90,000Building $228,590
$318,590 (-)Land $90,000Building $228,590
2025
$4,846.00 (+8.87%)Homeowner's exemption
$318,590Land $90,000Building $228,590
$318,590Land $90,000Building $228,590
2024
$4,451.00 (+15.85%)
2023
$3,842.00 (-3.64%)Homeowner's exemption
$280,560Land $50,000Building $230,560
$280,560Land $50,000Building $230,560
2022
$3,987.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 4005 Southridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
2 in force
Nearby Flood Claims
1 (2006)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Mar 2006 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 4005 Southridge Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood
0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF ROWLETT serves 68,123 people · EPA ID TX0570056
Water Source
Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection
Aug 2023
Lead
3 ppb (2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
2 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025