Polk County property record for 4005 Ruby Run, Haines City, FL 33844
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,764 sqft · built 2013 |
| Lot Size | 0.165 acres (7,205 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $153,490 (Jul 2013) |
| Tax Bill | $2,271 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Apr 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-27-16-740503-001150 |
| Primary APN | 27-27-16-740503-001150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,764 sqft Living Area |
| Gross Area | 2,164 sqft |
| 1st Floor Area | 1,764 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,205 sqft (0.165 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 126 sqft |
| Street Address | 4005 RUBY RUN |
|---|---|
| City | HAINES CITY |
| State | FL |
| Zip | 33844-6371 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PATTERSON GROVES PB 138 PGS 4-10 LOT 115 LESS MINERAL RESOURCES & GROUNDWATER |
| Legal Range | 27E |
| Legal Township | 27S |
| Legal Section | 16 |
| Legal Subdivision | PATTERSON GROVES |
| Legal Tract | 740503 |
| Legal Block | 2 |
| Legal Lot Number | 115 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 12515 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4005 RUBY RUN, HAINES CITY, FL 33844-6371 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Apr 15, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| May 10, 2018 | Loan Modification, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2013 · Amount on Record |
| Deed Sale | Jul 1, 2013 · Amount on Record |
| Prior Sale | Jan 27, 2012 · Amount on Record |
| Deed Document Number | 2013122668 |
| Deed Book / Page | 8998 / 296 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4005 RUBY RUN, HAINES CITY, FL 33844-6371 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 4005 RUBY RUN, HAINES CITY, FL 33844-6371 |
| Document Number | 0000245812 |
|---|---|
| Date | Sep 21, 2021 |
| Book Page | 11901/964 |
| Instrument | 2021245812 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 332 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4005 RUBY RUN, HAINES CITY, FL 33844-6371 |
| Document Number | 0108161573 |
| Instrument Date | Apr 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4005 RUBY RUN HAINES CITY FL 338446371, HAINES CITY, FL 33844-6371 |
| Document Number | 0108161573 |
|---|---|
| Date | Apr 22, 2019 |
| Book Page | 010816/001573 |
| Instrument | 81126 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 21, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4005 RUBY RUN, HAINES CITY, FL 33844-6371 |
| Document Number | 0105210916 |
| Instrument Date | May 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4005 RUBY RUN HAINES CITY FL 338446371, HAINES CITY, FL 33844-6371 |
| Document Number | 0105210916 |
|---|---|
| Date | Jun 19, 2018 |
| Book Page | 010521/000916 |
| Instrument | 130375 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 18, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Haines City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $164,843 (+2.7%) | $239,565 (-0.59%) Land $44,000 Building $195,565 | |
| 2025 | $2,271.00 (-10.73%) Homeowner's exemption | $160,509 (+5.99%) | $240,985 (-4.82%) Land $44,000 Building $196,985 |
| 2023 | $2,544.00 (+4.48%) Homeowner's exemption | $151,442 (+3%) | $253,192 (+13.04%) Land $42,000 Building $211,192 |
| 2022 | $2,435.00 Homeowner's exemption | $147,031 | $223,992 Land $35,000 Building $188,992 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAINES CITY serves 30,545 people · EPA ID FL6532232 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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