4005 Ponder Dr, Cincinnati, OH 45245 Property Records

Clermont County property record for 4005 Ponder Dr, Cincinnati, OH 45245

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,680 sqft · built 2004
Lot Size0.459 acres (19,994 sqft)
OwnerIndividual Name on File
Last Sale$18,900 (Mar 2010)
Tax Bill$4,756 (2025)
Deeds & MortgagesApr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN41-31-12A-247

Property Details

APN / Parcel Number

Primary APN41-31-12A-247

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,680 sqft Living Area
1st Floor Area1,680 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Lot Area19,994 sqft (0.459 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area156 sqft
Deck Area320 sqft
Patio Area320 sqft
Shed1 Shed
Shed Area63 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4005 PONDER DR
CityCINCINNATI
StateOH
Zip45245-1905
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPONDER WOODS; LOT 5
Legal SubdivisionPONDER WOODS
Legal Lot Number5
JurisdictionCLERMONT OH
Township / Civil DivisionUNION
Census Block Group3
Census Block3001
Census Tract41202

Owner

4005 Ponder Dr is owned and occupied by an individual who bought it in March 2010.

Source: Clermont County records, as of April 13, 2026

Owner of RecordIndividual Name on File
Mailing Address4005 PONDER DR, CINCINNATI, OH 45245-1905
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 2, 2010 · Amount on File
Deed SaleMar 2, 2010 · Amount on File
Prior SaleJun 15, 2005 · Amount on File
Deed Document Number20104671
Deed Book / Page2229 / 2131
Prior Transfer DateMar 23, 2007
Prior Transfer Doc0000009086
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address4005 PONDER DR, CINCINNATI, OH 45245-1905
Transaction TypeMortgage
Record UpdatedJul 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011983
DateApr 29, 2022
Book Page2918/3399
Instrument202200011983
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
AddressBUENA PARK, CA 90620
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMay 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 4005 Ponder Dr was $4,756 with a homeowner's exemption.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,756.00$94,500 Land $16,800 Building $77,700
2024$270,000 (-) Land $48,000 Building $222,000
2023$9,399.00 (+115.67%) Homeowner's exemption$94,500 (+26.34%) Land $16,800 Building $77,700$270,000 Land $48,000 Building $222,000
2022$4,358.00 Homeowner's exemption$74,800 Land $13,300 Building $61,500
2020$213,700 Land $38,000 Building $175,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4005 Ponder Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4005 Ponder Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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