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4005 Peppertree St, Cocoa, FL 32926 Property Records

Brevard County property record for 4005 Peppertree St, Cocoa, FL 32926

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,005 sqft · built 2004
Lot Size1.01 acres (44,431 sqft)
Owner2 Individual Names on Record
Last Sale$522,500 (Jul 2022)
Tax Bill$4,311 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Oct 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN24-35-03-01-21-27

Property Details

APN / Parcel Number

Primary APN24-35-03-01-21-27
Alternative APNs
  • 24-35-03-01-00021.0-0027.00
  • 2401323

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,005 sqft Living Area
Gross Area3,584 sqft
1st Floor Area2,005 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2015
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area44,431 sqft
Garage TypeAttached
Garage Area572 sqft
PorchFlorida Room
Porch Area1,007 sqft
Patio Area175 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2401323
Street Address4005 PEPPERTREE ST
CityCOCOA
StateFL
Zip32926-2806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAU
Legal DescriptionCANAVERAL GROVES REPLAT SEC C UNIT 1 SHEET 1 LOT 27 BLK 21
Legal Range35E
Legal Township24S
Legal Section03
Legal SubdivisionCANAVERAL GROVES REPLAT SEC C UNIT 1 SHE
Legal Tract27
Legal Block21
Legal Lot Number27
Legal Unit1
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group1
Census Block1005
Census Tract62113

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4005 PEPPERTREE ST, COCOA, FL 32926-2806
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2022Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Oct 22, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Aug 28, 2019Warranty Deed, Transfer · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2022 · Amount on Record
Deed SaleJul 15, 2022 · Amount on Record
Prior SaleAug 28, 2019 · Amount on Record
Deed Document Number2022176120
Deed Book / Page9561 / 956
Prior Transfer DateJul 9, 2004
Prior Transfer Doc0000228393
Record UpdatedSep 20, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJul 15, 2022
Property Address4005 PEPPERTREE ST, COCOA, FL 32926-2806
Document Number0095610956
Book / Page9561 / 956
Map ReferenceMB 13 PG 132-135
Instrument DateJul 15, 2022
Instrument2022176120
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanyDOCKSIDE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,657.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4005 PEPPERTREE ST, 4005, COCOA, FL 32926-2806

Transferred To (Grantee/Buyer)

NameVerified Name
Address4005 PEPPERTREE ST, COCOA, FL 32926-2806

Mortgage

Document Number0009561958
DateJul 15, 2022
Instrument9561/958
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address4005 PEPPERTREE ST, COCOA, FL 32926-2806
Transaction TypeMortgage
Record UpdatedNov 3, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4005 PEPPERTREE ST, COCOA, FL 32926-2806

Mortgage

Document Number0093002766
DateOct 22, 2021
Book Page9300/2766
Instrument2021277294
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateAug 28, 2019
Property Address4005 PEPPERTREE ST, COCOA, FL 32926-2806
Document Number0085260135
Book / Page8526 / 0135
Map ReferenceMB 13 PG 132-135
Instrument DateAug 28, 2019
Instrument2019189948
Transaction TypeTransfer
Record UpdatedJul 2, 2021
Title CompanyDOCKSIDE TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,030.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4005 PEPPERTREE ST, COCOA, FL 32926-2806

Mortgage

Document Number2019189949
DateAug 28, 2019
Instrument2019189949
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$328,390 (+2.7%)$410,440 (-0.39%)
2025$4,311.00 (+6.42%) Homeowner's exemption$319,760 (+5.99%)$412,030 (+2.7%)
2024$4,051.00 (+1.22%)
2023$4,002.00 (+37.15%) Homeowner's exemption$301,700 (+31.41%)$401,190 (+29.22%) Land $80,000 Building $321,190
2022$2,918.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$229,580$310,480 Land $70,000 Building $240,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 82 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies82 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 63% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

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