4005 Peanut Rd, Cottondale, FL 32431 Property Records

Jackson County property record for 4005 Peanut Rd, Cottondale, FL 32431

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,095 sqft · built 1989
Lot Size2.5 acres (108,900 sqft)
Owner2 Individual Names on Record
Last Sale$103,700 (Jun 2015)
Tax Bill$847 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN03-5N-12-0000-0120-0010

Property Details

APN / Parcel Number

Primary APN03-5N-12-0000-0120-0010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,095 sqft Heated Area
Gross Area2,265 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area108,900 sqft (2.5 acres)
Garage TypeCarport
CarportCarport
PorchOpen Porch
Deck Area434 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerSeptic
Water SourceWell

Location & Zoning

Street Address4005 PEANUT RD
CityCOTTONDALE
StateFL
Zip32431-6845
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOR 406 P 218 SE1/4 OF SW1/4 LYING W OF HWY 169... OR 494 P 697 OR 1463 P 434
Legal Range12W
Legal Township05N
Legal Section03
JurisdictionJACKSON FL
Township / Civil DivisionCOTTONDALE
Census Block Group1
Census Block1025
Census Tract210400

Owner

Source: Jackson County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4005 PEANUT RD, COTTONDALE, FL 32431-6845
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2015 · Amount on Record
Deed SaleJun 30, 2015 · Amount on Record
Deed Document Number201532006634
Deed Book / Page1463 / 0434
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON FL
Property Address4005 PEANUT RD, COTTONDALE, FL 32431-6845
Transaction TypeMortgage
Record UpdatedJan 13, 2026
Title CompanyPRIMERA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4005 PEANUT RD, COTTONDALE, FL 32431-6845

Mortgage

Document Number0019030079
DateDec 15, 2025
Book Page1903/79
Instrument202532014010
Lender
NameADDITION FINANCIAL CU
TypeCredit Union
AddressLAKE MARY, FL 32746
Agreement
TypeLine of Credit
AmountAmount Recorded
Term420 Months
DueDec 14, 2060
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$847.00 (+3.8%) Homeowner's exemption$103,949 (+2.9%)$158,517 (-1.42%) Land $15,000 Building $143,517
2024$816.00 (+7.23%) Homeowner's exemption$101,019 (+3%)$160,802 (+2.77%) Land $15,000 Building $145,802
2023$761.00 (+11.58%) Homeowner's exemption$98,077 (+3%)$156,472 (+21.64%) Land $15,000 Building $141,472
2022$682.00 Homeowner's exemption$95,220$128,639 Land $13,750 Building $114,889

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
CenturyLink
DSL
10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Peanut Rd

Nearby Streets

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