4005 Pala Mesa Oaks Dr, Fallbrook, CA 92028 Property Records

San Diego County property record for 4005 Pala Mesa Oaks Dr, Fallbrook, CA 92028

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 2,752 sqft · built 1996
Lot Size	7.99 acres (348,474 sqft)
Owner	2 Individual Names on Record
Last Sale	$760,000 (Apr 2022)
Tax Bill	$6,050 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Apr 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`108-450-01-20`

Property Details

APN / Parcel Number

Primary APN	`108-450-01-20`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,752 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Condo/Apartment
Lot Area	348,474 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4005 PALA MESA OAKS DR
City	FALLBROOK
State	CA
Zip	92028-8939
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RV
Legal Description	LOT 1 US 20PER DOC92-790081&UND INT IN TR 010721
Legal Subdivision	TECALOTE DRIVE #3779
Legal Tract	010721
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	2
Census Block	2015
Census Tract	18805

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4005 PALA MESA OAKS DR, FALLBROOK, CA 92028-8939
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA COAST CU
Apr 1, 2022	Grant Deed, Transfer TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH
Jan 18, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 18, 2022	Intrafamily Transfer, Transfer AMROCK LLC
Nov 17, 2017	Quit Claim Deed, Transfer Quitclaim
Oct 12, 2017	Grant Deed, Transfer TICOR TITLE SAN DIEGO BR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2022 · Amount on Record
Deed Sale	Apr 1, 2022 · Amount on Record
Prior Sale	Oct 12, 2017 · Amount on Record
Deed Document Number	2022142298
Transfer Doc	0000461500
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4005 PALA MESA OAKS DR, FALLBROOK, CA 92028-8939
Transaction Type	Mortgage
Record Updated	Jul 3, 2023
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4005 PALA MESA OAKS DR, FALLBROOK, CA 92028-8939

Mortgage

Document Number	0000163825
Date	Jun 22, 2023
Instrument	2023-0163825

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Jul 1, 2028
Change Frequency	5 Years
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	5-Year TN
Max Rate	11.5%

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 1, 2022
Property Address	4005 PALA MESA OAKS DR, FALLBROOK, CA 92028-8939
Document Number	0000142298
Map Reference	MAP 10721
Instrument Date	Mar 4, 2022
Instrument	2022-0142298
Transaction Type	Transfer
Record Updated	Apr 19, 2022
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4005 PALA MESA OAKS DR, FALLBROOK, CA 92028-8939

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 18, 2022
Property Address	4005 PALA MESA OAKS DR, FALLBROOK, CA 92028-8939
Document Number	0000024786
Map Reference	MAP 10721
Instrument Date	Jan 12, 2022
Instrument	2022-0024786
Transaction Type	Transfer
Record Updated	Jan 26, 2022
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4005 PALA MESA OAKS DR, FALLBROOK, CA 92028-8939

Mortgage

Document Number	0000024787
Date	Jan 18, 2022
Instrument	2022-0024787

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 18, 2022
Property Address	4005 PALA MESA OAKS DR, FALLBROOK, CA 92028-8939
Document Number	0000024788
Map Reference	MAP 10721
Instrument Date	Jan 12, 2022
Instrument	2022-0024788
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4005 PALA MESA OAKS DR, FALLBROOK, CA 92028-8939

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 17, 2017
Property Address	4005 PALA MESA OAKS DR, FALLBROOK, CA 92028-8939
Document Number	0000538359
Instrument Date	Nov 6, 2017
Instrument	538359
Transaction Type	Transfer
Record Updated	Nov 22, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4005 PALA MESA OAKS DR FALLBROOK CA 920288939, FALLBROOK, CA 92028-8939

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 12, 2017
Property Address	4005 PALA MESA OAKS DR, FALLBROOK, CA 92028-8939
Document Number	0000472803
Instrument Date	Sep 13, 2017
Instrument	472803
Transaction Type	Transfer
Record Updated	Oct 17, 2017
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount Recorded
Tax	$533.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4005 PALA MESA OAKS DR FALLBROOK CA 920288939, FALLBROOK, CA 92028-8939

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$572,191 (+2%) Land $233,453 Building $338,738
2025	$6,050.00 (-21.83%)	$560,973 (-23.05%) Land $228,876 Building $332,097
2023	$7,740.00 (+38.93%)	$729,000 Land $297,000 Building $432,000
2022	$5,571.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 units insured incl. 8 condo units
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 50% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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