4005 Oak Lane Cir E, Mobile, AL 36618 Property Records

Mobile County property record for 4005 Oak Lane Cir E, Mobile, AL 36618

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,838 sqft · built 1958
Owner	Individual Name on Record
Last Sale	$90,200 (Jun 2021)
Tax Bill	$1,326 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R022801122002082`

Property Details

APN / Parcel Number

Primary APN	`R022801122002082`
Alternative APNs	`28 01 12 2 002 082.XXX` `00438002` `438002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,838 sqft Living Area
1st Floor Area	1,608 sqft
Upper Floors Area	288 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Garage Type	Carport
Carport	Carport
Carport Area	192 sqft
Porch	Enclosed Porch
Porch Area	360 sqft
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	438002
Old Parcel Number	R022801122002082
Street Address	4005 OAK LANE CIR E
City	MOBILE
State	AL
Zip	36618-1224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 3 OAKLANE DR SUB MBK 9 P 22 #SEC 12 T4S R2W #MP28 01 12 2 002
Legal Range	02W
Legal Township	04S
Legal Section	12
Legal Subdivision	OAKLANE DR
Legal Block	3
Legal Lot Number	1
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	3
Census Block	3003
Census Tract	3406

Owner

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3812 SAINT ANDREWS DR, MOBILE, AL 36693-5336
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI
Jun 9, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE TEAM 1

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2021 · Amount on Record
Deed Sale	Jun 9, 2021 · Amount on Record
Deed Document Number	2021037397
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	4005 OAK LANE CIR E, MOBILE, AL 36618-1224
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3912 SAINT ANDREWS DR, MOBILE, AL 36693-5310

Mortgage

Document Number	0000071242
Date	Nov 10, 2022
Instrument	2022071242

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	FOREST, MS 39074

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jun 9, 2021
Property Address	4005 OAK LANE CIR E, MOBILE, AL 36618-1224
Document Number	0000037397
Map Reference	MB 9 PG 22
Instrument Date	Jun 8, 2021
Instrument	2021037397
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	ALL ALABAMA TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4005 OAK LANE CIR E, MOBILE, AL 36618-1224

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4005 OAK LANE CIR E, MOBILE, AL 36618-1224

Mortgage

Document Number	0000037398
Date	Jun 9, 2021
Instrument	2021037398

Lender

Name	MORTGAGE TEAM 1
Type	Mortgage Company
Address	MOBILE, AL 36609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,326.00 (+6.85%)	$20,740 (+6.91%) Land $2,000 Building $18,740	$103,700 (+6.91%) Land $10,000 Building $93,700
2024	$1,241.00 (+128.13%)	$19,400 (+105.07%) Land $2,000 Building $17,400	$97,000 (+2.54%) Land $10,000 Building $87,000
2023	$544.00 (+2.84%) Homeowner's exemption	$9,460 (+2.49%) Land $1,000 Building $8,460	$94,600 (+2.49%) Land $10,000 Building $84,600
2022	$529.00 Homeowner's exemption	$9,230 Land $1,000 Building $8,230	$92,300 Land $10,000 Building $82,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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