4005 N 27th St, Waco, TX 76708 Property Records

McLennan County property record for 4005 N 27th St, Waco, TX 76708

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,327 sqft · built 1940
Lot Size0.268 acres (11,674 sqft)
Owner2 Individual Names on File
Tax Bill$2,680 (2025)
Deeds & MortgagesJul 2019 Mortgage
Jul 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN48-042200-004000-0

Property Details

APN / Parcel Number

Primary APN48-042200-004000-0
Alternative APNs
  • 480422000013003
  • 384538

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,327 sqft Living Area
1st Floor Area1,441 sqft
2nd Floor Area886 sqft
FlooringWood

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialAsbestos
Roof MaterialComposition Shingle
Lot Area11,674 sqft (0.268 acres)
Lot Dimensions207 ft deep x 57 ft wide
PorchOpen Porch
Porch Area76 sqft
Patio Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4005 N 27TH ST
CityWACO
StateTX
Zip76708-1523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionULLRICH CEDAR CREST LOT 29 BLOCK 2 ACRES .268
Legal SubdivisionULLRICH CEDAR CREST
Legal Block2
Legal Lot Number29
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group3
Census Block3006
Census Tract3000

Owner

4005 N 27th St is owned and occupied by two individuals.

Source: McLennan County records, as of August 24, 2026

Owner of Record2 Individual Names on File
Mailing Address4005 N 27TH ST, WACO, TX 76708-1523
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST FINANCIAL BANK NA
Jul 13, 2018Loan Modification, Mortgage
FIRST FIN'L BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address4005 N 27TH ST, WACO, TX 76708-1523
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022330
DateJul 8, 2019
Instrument2019022330
Lender
NameFIRST FINANCIAL BANK NA
TypeBank
AddressFORT WORTH, TX 76110
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2049

July 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address4005 N 27TH ST, WACO, TX 76708-1523
Document Number0000025374
Instrument DateJul 13, 2018
Transaction TypeMortgage
Record UpdatedSep 16, 2019
Title CompanyFIRST TITLE COMPANY/WACO LLC, FIRST TITLE CO/WACO LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4005 N 27TH ST WACO TX 767081523, WACO, TX 76708-1523

Mortgage

Document Number0000025374
DateJul 19, 2018
Instrument25374
Lender
NameFIRST FIN'L BK&TR
TypeFunding / Finance Company
AddressSOUTHLAKE, TX 76092
Agreement
AmountAmount on Record
Term12 Months
DueJul 18, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 4005 N 27th St was $2,680 with a homeowner's exemption, up 1.3% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$193,268 (-4.17%) Land $35,489 Building $157,779$193,268 (-4.17%) Land $35,489 Building $157,779
2025$2,680.00 (+1.28%) Homeowner's exemption$201,680 Land $32,340 Building $169,340$201,680 Land $32,340 Building $169,340
2024$2,646.00
2023$207,400 Land $32,340 Building $175,060$207,400 Land $32,340 Building $175,060
2022$2,309.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4005 N 27th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1979–1997)
Claims Outside the SFHA1 of 3
Most Recent ClaimFeb 1997 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4005 N 27th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Nextlink.

Nearby Properties on N 27th St

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