4005 Houck Ave, Hampstead, MD 21074 Property Records

Carroll County property record for 4005 Houck Ave, Hampstead, MD 21074

Property Summary

Property Type	Post Office
Details	3,770 sqft · built 1962
Lot Size	0.406 acres (17,696 sqft)
Owner	Company Name on Record
Last Sale	$325,000 (Oct 2018)
Tax Bill	$4,277 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-032874`

Property Details

APN / Parcel Number

Primary APN	`08-032874`
Alternative APNs	`8032874` `032874`

Interior

Stories	1 Story
Building Area	3,770 sqft Total Area
1st Floor Area	3,770 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	17,696 sqft (0.406 acres)
Loading Dock	480 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	032874
Street Address	4005 HOUCK AVE
City	HAMPSTEAD
State	MD
Zip	21074-1887
Property Category	Public Works
Property Type	Public Works > Post Office
Local Zoning Code	GENER
Legal Description	LT - 17696 SF 4005 HOUCK AVE POST OFFICE-LEASED
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	4
Census Block	4055
Census Tract	508200

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3334 EMORY RD N, FINKSBURG, MD 21048-1208
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Commercial Mortgage M & T BANK
Oct 2, 2018	Deed, Transfer · Stand-Alone First Mortgage M & T BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2018 · Amount on Record
Deed Sale	Oct 2, 2018 · Amount on Record
Prior Sale	Jan 4, 2002 · Amount on Record
Deed Book / Page	9134 / 108
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4005 HOUCK AVE, HAMPSTEAD, MD 21074-1996
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100080096
Date	Dec 21, 2020
Book Page	10008/96

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Oct 2, 2018
Property Address	4005 HOUCK AVE, HAMPSTEAD, MD 21074-1996
Document Number	0091340108
Book / Page	9134 / 0108
Instrument Date	Sep 20, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2553 DEER PARK RD, FINKSBURG, MD 21048-2213

Mortgage

Document Number	0009134113
Date	Oct 2, 2018
Instrument	9134/113

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Hampstead Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,277.00 (-7.94%)	$311,800 (-7.89%) Land $94,400 Building $217,400	$311,800 (-8.1%) Land $94,400 Building $217,400
2025	$4,646.00 (+1.69%)
2023	$4,569.00 Additional exemption filed	$338,500	$339,300 Land $94,400 Building $244,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Most Recent Claim	Sep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAMPSTEAD serves 6,600 people · EPA ID MD0060003
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone.

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