4005 Harrogate Dr, Norman, OK 73072 Property Records

Cleveland County property record for 4005 Harrogate Dr, Norman, OK 73072

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,433 sqft · built 1998
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Sep 2023)
Tax Bill	$5,582 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NC29BRH31 2 3001`

Property Details

APN / Parcel Number

Primary APN	`NC29BRH31 2 3001`
Alternative APN	`88046`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,433 sqft Living Area
1st Floor Area	2,433 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.239 acres)
Garage Type	Attached
Garage Area	722 sqft
Porch	Porch
Porch Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	88046
Old Parcel Number	88046
Street Address	4005 HARROGATE DR
City	NORMAN
State	OK
Zip	73072-4248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKHAVEN 31 LT 3 BLK 2
Legal Range	03W
Legal Township	09N
Legal Section	27
Legal Quarter	NE
Legal Subdivision	BROOKHAVEN 31
Legal Block	2
Legal Lot Number	3
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	2
Census Block	2004
Census Tract	201512

Owner

4005 Harrogate Dr is owned and occupied by an individual who bought it in September 2023.

Source: Cleveland County records, as of February 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4005 HARROGATE DR, NORMAN, OK 73072-4248
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2023 · Amount on File
Deed Sale	Sep 18, 2023 · Amount on File
Prior Sale	Jun 22, 2015
Deed Document Number	0065891203
Deed Book / Page	6589 / 1203
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Sep 18, 2023
Property Address	4005 HARROGATE DR, NORMAN, OK 73072-4248
Document Number	R202325701
Book / Page	6589 / 1203
Instrument Date	Sep 18, 2023
Instrument	R 2023 25701
Transaction Type	Transfer
Record Updated	Oct 4, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$562.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4005 HARROGATE DR, NORMAN, OK 73072-4248

Mortgage

Document Number	R202325702
Date	Sep 18, 2023
Instrument	R 2023 25702

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 4005 Harrogate Dr was $5,582 with a homeowner's exemption.

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,582.00 Homeowner's exemption	$47,522 Land $10,560 Building $36,962	$396,018 Land $88,000 Building $308,018
2023	$3,629.00 (+4.25%) Homeowner's exemption	$31,221 (-) Land $7,089 Building $24,132	$387,525 (+48.94%) Land $88,000 Building $299,525
2022	$3,481.00 Homeowner's exemption	$31,221 Land $5,400 Building $25,821	$260,180 Land $45,000 Building $215,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4005 Harrogate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4005 Harrogate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
OEC Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20