4005 Fenrose Cir, Melbourne, FL 32940 Property Records

Brevard County property record for 4005 Fenrose Cir, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,640 sqft · built 2002
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$755,000 (Jan 2025)
Tax Bill	$7,439 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`26-36-26-SJ-Q-15`

Property Details

APN / Parcel Number

Primary APN	`26-36-26-SJ-Q-15`
Alternative APNs	`26-36-26-SJ-0000Q.0-0015.00` `2624331`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,640 sqft Living Area
Gross Area	4,692 sqft
1st Floor Area	1,690 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2013
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Width	78 ft Width
View / Lot	Lake Front
Garage Type	Attached
Garage Area	490 sqft
Porch	Florida Room
Porch Area	562 sqft
Deck Area	678 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2624331
Street Address	4005 FENROSE CIR
City	MELBOURNE
State	FL
Zip	32940-1214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1-7
Legal Description	GRAND HAVEN PHASE ONE LOT 15 BLK Q
Legal Range	36E
Legal Township	26S
Legal Section	26
Legal Subdivision	GRAND HAVEN PHASE ONE
Legal Phase	1
Legal Block	Q
Legal Lot Number	15
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1017
Census Tract	64128

Owner

4005 Fenrose Cir is owned and occupied by two individuals who bought it in January 2025.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4005 FENROSE CIR, MELBOURNE, FL 32940-1214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 26, 2021	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 19, 2019	Warranty Deed, Transfer · ARM THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2025 · Amount on File
Deed Sale	Jan 15, 2025 · Amount on File
Prior Sale	Aug 26, 2021 · Amount on File
Deed Document Number	20259661
Deed Book / Page	10243 / 409
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	4005 FENROSE CIR, MELBOURNE, FL 32940-1214
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4005 FENROSE CIR, MELBOURNE, FL 32940-1214

Mortgage

Document Number	0104702144
Date	Nov 3, 2025
Book Page	10470/2144
Instrument	2025220829

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 26, 2021
Property Address	4005 FENROSE CIR, MELBOURNE, FL 32940-1214
Document Number	0092372521
Book / Page	9237 / 2521
Map Reference	MB 46 PG 55
Instrument Date	Aug 24, 2021
Instrument	2021223366
Transaction Type	Transfer
Record Updated	Sep 9, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,095.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4660 COMMUNICHANS AVE, 4660, BOCA RATON, FL 33431

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4005 FENROSE CIR, MELBOURNE, FL 32940-1214

Mortgage

Document Number	92372523
Date	Aug 26, 2021
Instrument	9237/2523

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jun 19, 2019
Property Address	4005 FENROSE CIR, MELBOURNE, FL 32940-1214
Document Number	0084681057
Book / Page	8468 / 1057
Map Reference	MB 46 PG 55
Instrument Date	Jun 17, 2019
Instrument	2019133722
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	145 ARTERNIS BLVD, 145, MERRITT ISLAND, FL 32953

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4005 FENROSE CIR, MELBOURNE, FL 32940-1214

Mortgage

Document Number	2019133723
Date	Jun 19, 2019
Instrument	2019133723

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.67%
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.67%
Index	1-Year LIBOR
Max Rate	8.67%

Tax Assessment & Valuation

The 2025 property tax bill for 4005 Fenrose Cir was $7,439.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$560,130 (-1.59%)	$560,130 (-2.57%)
2025	$7,439.00 Homeowner's exemption	$569,170	$574,880 Land $99,000 Building $475,880
2023	$6,905.00 (+7.2%) Homeowner's exemption	$537,020 (+3%)	$567,840 (+8.91%) Land $110,000 Building $457,840
2022	$6,441.00 Homeowner's exemption	$521,380 Land $110,000 Building $411,380	$521,380 Land $110,000 Building $411,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4005 Fenrose Cir in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 590 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	590 in force
Nearby Flood Claims	53 (1999–2026)
Claims Outside the SFHA	41 of 53
Most Recent Claim	Aug 2026 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Tropical Storm Fay, Aug 2008 · 24 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4005 Fenrose Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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