4005 Cosmos St, Lorena, TX 76655 Property Records

McLennan County property record for 4005 Cosmos St, Lorena, TX 76655

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,539 sqft · built 2024
Lot Size0.133 acres (5,793 sqft)
OwnerIndividual Name on File
Last Sale$271,833 (Aug 2024)
Tax Bill$5,969 (2025)
Deeds & MortgagesAug 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN36-405802-012707-0

Property Details

APN / Parcel Number

Primary APN36-405802-012707-0
Alternative APN
  • 416115

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,539 sqft Living Area
Gross Area1,919 sqft
1st Floor Area1,539 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Roof MaterialComposition Shingle
Lot Area5,793 sqft (0.133 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4005 COSMOS ST
CityLORENA
StateTX
Zip76655-4445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARK MEADOWS SOUTH PH 2 LOT 127 BLOCK 7 ACRES 0.133
Legal SubdivisionPARK MEADOWS SOUTH PH 2
Legal Block7
Legal Lot Number127
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2023
Census Tract3708

Owner

4005 Cosmos St is owned and occupied by an individual who bought it in August 2024.

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4005 COSMOS ST, LORENA, TX 76655-4445
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 21, 2024 · Amount on File
Deed SaleAug 21, 2024 · Amount on File
Deed Document Number202433217
Record UpdatedOct 29, 2026

August 2024: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateAug 21, 2024
Property Address4005 COSMOS ST, LORENA, TX 76655-4445
Document Number0000033217
Map ReferenceDOC 2023031195
Instrument DateAug 14, 2024
Instrument2024033217
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 20, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4005 COSMOS ST, LORENA, TX 76655-4445

Mortgage

Document Number0000033218
DateAug 21, 2024
Instrument2024033218
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 4005 Cosmos St was $5,969.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictMidway Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$276,560 Land $39,338 Building $237,222$276,560 Land $39,338 Building $237,222
2025$5,969.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4005 Cosmos St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims4 (1997–2012)
Claims Outside the SFHA2 of 4
Most Recent ClaimMar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4005 Cosmos St is moderate, ranking above 64% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 50% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Central Link Broadband
Fixed Wireless
100 / 20

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