4005 Chamberlan Ter, Sebastian, FL 32976 Property Records

Brevard County property record for 4005 Chamberlan Ter, Sebastian, FL 32976

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1960
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$169,000 (Dec 2021)
Tax Bill	$1,685 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-38-23-HI-52-1`

Property Details

APN / Parcel Number

Primary APN	`30-38-23-HI-52-1`
Alternative APNs	`30-38-23-HI-00052.0-0001.00` `3008125`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	140 ft deep x 70.1 ft wide
Garage Type	Carport
Garage Area	190 sqft
Carport	Carport
Carport Area	190 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3008125
Street Address	4005 CHAMBERLAN TER
City	SEBASTIAN
State	FL
Zip	32976-2901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU17
Legal Description	BAY CREST VILLA PART OF BLK 52 AS DES IN ORB 253 PG 212
Legal Range	38E
Legal Township	30S
Legal Section	23
Legal Subdivision	BAY CREST VILLA
Legal Block	52
Legal Lot Number	1
Jurisdiction	BREVARD FL
Township / Civil Division	MALABAR
Census Block Group	1
Census Block	1001
Census Tract	65239

Owner

4005 Chamberlan Ter is owned and occupied by an individual who bought it in December 2021.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	4005 CHAMBERLAN TER, SEBASTIAN, FL 32976-2901
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Dec 22, 2021	Warranty Deed, Transfer · FHA Mortgage CHRISTENSEN FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2021 · Amount on File
Deed Sale	Dec 22, 2021 · Amount on File
Prior Sale	Apr 8, 2015 · Amount on File
Deed Document Number	2021332353
Deed Book / Page	9364 / 2797
Prior Transfer Date	Apr 1, 2021
Prior Transfer Doc	0090781823
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	4005 CHAMBERLAN TER, MICCO, FL 32976-2901
Transaction Type	Mortgage
Record Updated	Sep 25, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4005 CHAMBERLAN TER, MICCO, FL 32976-2901

Mortgage

Document Number	0098822096
Date	Sep 8, 2023
Book Page	9882/2096
Instrument	2023192427

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	340 Months
Due	Jan 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Dec 22, 2021
Property Address	4005 CHAMBERLAN TER, MICCO, FL 32976-2901
Document Number	0093642797
Book / Page	9364 / 2797
Map Reference	MB O PG 37
Instrument Date	Dec 14, 2021
Instrument	2021332353
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	PENINSULA TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,183.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	346 GOGLIA LN, 346, ERIN, TN 37061-4668

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4005 CHAMBERLAN TER, MICCO, FL 32976-2901

Mortgage

Document Number	0093642799
Date	Dec 22, 2021
Instrument	9364/2799

Lender

Name	CHRISTENSEN FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Mortgage

Document Number	0093642811
Date	Dec 22, 2021
Book Page	9364/2811
Instrument	2021332355

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Government Agency
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4005 Chamberlan Ter was $1,685, up 0.7% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,500 (+12.26%)	$103,500 (+12.26%)
2025	$1,685.00 (+0.72%)	$92,200	$92,200
2024	$1,673.00 (-26.33%)
2023	$2,271.00 (+7.22%)	$145,970 (+4.14%) Land $40,000 Building $105,970	$145,970 (+4.14%) Land $40,000 Building $105,970
2022	$2,118.00	$140,170 Land $41,880 Building $98,290	$140,170 Land $41,880 Building $98,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4005 Chamberlan Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4005 Chamberlan Ter is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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