4005 Capullo Ct, Matthews, NC 28104 Property Records

Union County property record for 4005 Capullo Ct, Matthews, NC 28104

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 5,008 sqft · built 2018
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Aug 2019)
Tax Bill	$6,079 (2025)
Deeds & Mortgages	May 2022 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-045-175`

Property Details

APN / Parcel Number

Primary APN	`06-045-175`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	5,008 sqft Living Area
1st Floor Area	2,306 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	56,628 sqft (1.3 acres)
Garage Type	Attached
Garage Area	778 sqft
Porch	Slab
Porch Area	274 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4005 CAPULLO CT
City	MATTHEWS
State	NC
Zip	28104-6317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40 WESLE
Legal Description	#16 QUINTESSA PH3 MP3 OPCI532
Legal Subdivision	QUINTESSA
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2015
Census Tract	21021

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4005 CAPULLO CT, MATTHEWS, NC 28104-6317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE FUNDING LLC
Aug 9, 2019	Warranty Deed, Subdivision Related Transfer TAYLOR MORRISON HOME FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2019 · Amount on Record
Deed Sale	Aug 9, 2019 · Amount on Record
Prior Sale	Jan 27, 2009 · Amount on Record
Deed Document Number	201923409
Deed Book / Page	7436 / 640
Prior Transfer Date	Jan 5, 2009
Prior Transfer Doc	0005039055
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4005 CAPULLO CT, WESLEY CHAPEL, NC 28104-6317
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4005 CAPULLO CT, WESLEY CHAPEL, NC 28104-6317

Mortgage

Document Number	0008476852
Date	May 13, 2022
Book Page	8476/852
Instrument	17576

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4005 CAPULLO CT, WESLEY CHAPEL, NC 28104-6317
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	ORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008332833
Date	Dec 3, 2021
Book Page	8332/833
Instrument	57068

Lender

Name	E MORTGAGE FUNDING LLC
Type	Non-Lending Institution
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

August 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 9, 2019
Property Address	4005 CAPULLO CT, WESLEY CHAPEL, NC 28104-6317
Document Number	7436640
Book / Page	007436 / 000640
Instrument Date	Jul 26, 2019
Instrument	23409
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4005 CAPULLO CT WESLEY CHAPEL NC 281046317, WESLEY CHAPEL, NC 28104-6317

Mortgage

Document Number	7436642
Date	Aug 9, 2019
Book Page	007436/000642
Instrument	23410

Lender

Name	TAYLOR MORRISON HOME FUNDING
Type	Funding / Finance Company
Address	MAITLAND, FL 32751

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wesley Chapel Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,248,200 (-) Land $246,500 Building $1,001,700	$1,248,200 (-) Land $246,500 Building $1,001,700
2025	$6,079.00 (+21.99%)	$1,248,200 (+59.88%) Land $246,500 Building $1,001,700	$1,248,200 (+59.88%) Land $246,500 Building $1,001,700
2023	$4,983.00	$780,700 Land $153,300 Building $627,400	$780,700 Land $153,300 Building $627,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Windstream.

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