Lake County property record for 4005 Bluestem Cir, Zion, IL 60099
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,200 sqft · built 2006 |
| Lot Size | 0.221 acres (9,609 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $345,000 (Jun 2022) |
| Tax Bill | $13,138 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer Jun 2022 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-18-104-008 |
| Primary APN | 04-18-104-008 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,200 sqft Living Area |
| Gross Area | 5,190 sqft |
| 1st Floor Area | 1,400 sqft |
| 2nd Floor Area | 1,800 sqft |
| Upper Floors Area | 1,800 sqft |
| Basement Area | 1,400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Fiberglass |
| Lot Area | 9,609 sqft (0.221 acres) |
| Garage Type | Attached |
| Garage Area | 590 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 130 sqft |
| Deck Area | 338 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4005 BLUESTEM CIR |
|---|---|
| City | ZION |
| State | IL |
| Zip | 60099-9534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONEBRIDGE CROSSING SUB; LOT 10 |
| Legal Subdivision | STONEBRIDGE CROSSING SUB |
| Legal Lot Number | 10 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | ZION |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 860106 |
Source: Lake County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4005 BLUESTEM CIR, ZION, IL 60099-9534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 8, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA |
| Jun 10, 2021 | Deed of Trust, Mortgage DEBRA J GALLAGHER TRUST IRA |
| Dec 8, 2020 | Grant Deed, Transfer LOOP CLERKING SVC INC |
| Jun 5, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Jun 7, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2022 · Amount on Record |
| Deed Sale | Jun 16, 2022 · Amount on Record |
| Prior Sale | Dec 8, 2020 · Amount on Record |
| Deed Document Number | 20227911845 |
| Last Transfer Date | Jul 8, 2026 |
| Transfer Doc | 0008179931 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jul 8, 2026 |
| Property Address | 4005 BLUESTEM CIR, ZION, IL 60099-9534 |
| Document Number | 0008179931 |
| Instrument Date | Jul 8, 2026 |
| Instrument | 20268179931 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4005 BLUESTEM CIR, ZION, IL 60099-9534 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jun 16, 2022 |
| Property Address | 4005 BLUESTEM CIR, ZION, IL 60099-9534 |
| Document Number | 0007911845 |
| Map Reference | DOC 5786218 |
| Instrument Date | May 14, 2022 |
| Instrument | 7911845 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $345.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4005 BLUESTEM CIR, ZION, IL 60099-9534 |
| Document Number | 0007911847 |
|---|---|
| Date | Jun 16, 2022 |
| Instrument | 7911847 |
| Name | FIRST NATIONAL BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 20, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 4005 BLUESTEM CIR, ZION, IL 60099-9534 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007797122 |
|---|---|
| Date | Jun 10, 2021 |
| Instrument | 7797122 |
| Name | DEBRA J GALLAGHER TRUST IRA |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount Recorded |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Dec 8, 2020 |
| Property Address | 4005 BLUESTEM CIR, ZION, IL 60099-9534 |
| Document Number | 0007724815 |
| Instrument Date | Sep 16, 2020 |
| Instrument | 7724815 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2021 |
| Title Company | LOOP CLERKING SVC INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $168.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 957 W GLENCOE RD PALATINE IL 600675922, PALATINE, IL 60067-5922 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jun 5, 2018 |
| Property Address | 4005 BLUESTEM CIR, ZION, IL 60099-9534 |
| Document Number | 0007488311 |
| Instrument Date | May 21, 2018 |
| Instrument | 7488311 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 16001 DALLAS PKWY ADDISON TX 750013311, ADDISON, TX 75001-3311 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jun 7, 2017 |
| Property Address | 4005 BLUESTEM CIR, ZION, IL 60099-9534 |
| Document Number | 0007400626 |
| Instrument Date | Jun 7, 2017 |
| Instrument | 7400626 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 5250 GRAND AVE #14356 GURNEE IL 600311877, 14356, GURNEE, IL 60031-1877 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Zion Township |
| Municipality | Zion City |
| Elementary School District | Beach Park Community Consolidated School District 3 (PK - 08) |
| Secondary School District | Zion-Benton Township High School District 126 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,138.00 (-1.78%) | $124,687 (+24.4%) Land $20,746 Building $103,941 | $374,098 (+24.4%) Land $62,244 Building $311,854 |
| 2024 | $13,376.00 (+12.91%) | ||
| 2023 | $11,847.00 (+0.84%) | $100,234 (+10.39%) Land $16,823 Building $83,411 | $300,732 (+10.39%) Land $50,474 Building $250,258 |
| 2022 | $11,748.00 | $90,802 Land $13,835 Building $76,967 | $272,433 Land $41,509 Building $230,924 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ZION serves 24,442 people · EPA ID IL0972000 |
|---|---|
| Water Source | Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT |
| Last State Inspection | Aug 2025 |
| Lead | 11 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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