4005 Blue Ball Rd, Elkton, MD 21921 Property Records

Cecil County property record for 4005 Blue Ball Rd, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,175 sqft · built 1989
Lot Size	2.53 acres (110,207 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Jan 2021)
Tax Bill	$4,932 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit May 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-016449`

Property Details

APN / Parcel Number

Primary APN	`09-016449`
Alternative APNs	`9016449` `016449`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,175 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Logs
Roof Material	Metal
Lot Area	110,207 sqft (2.53 acres)
Garage Type	Carport
Garage Area	620 sqft
Carport	Carport
Carport Area	620 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	683 sqft
Deck Area	121 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	016449
Street Address	4005 BLUE BALL RD
City	ELKTON
State	MD
Zip	21921-1747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 4 - 2.538 ACRES 4005 BLUE BALL ROAD NEAR LOMBARD
Legal Subdivision	PLANNING & ECONOMIC DEVELOPMEN
Legal Lot Number	4
Jurisdiction	CECIL MD
Township / Civil Division	9, CALVERT
Census Block Group	2
Census Block	2009
Census Tract	30700

Owner

4005 Blue Ball Rd is owned and occupied by an individual who bought it in January 2021.

Source: Cecil County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	4005 BLUE BALL RD, ELKTON, MD 21921-1747
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
May 22, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 4, 2021	Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2021 · Amount on File
Deed Sale	Jan 4, 2021 · Amount on File
Prior Sale	May 9, 1988 · Amount on File
Deed Book / Page	4761 / 169
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	4005 BLUE BALL RD, ELKTON, MD 21921-1747
Transaction Type	Mortgage
Record Updated	Jun 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051840261
Date	Jun 14, 2022
Book Page	5184/261

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	4005 BLUE BALL RD, ELKTON, MD 21921-1747
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046040437
Date	May 22, 2020
Book Page	4604/437

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jan 4, 2021
Property Address	4005 BLUE BALL RD, ELKTON, MD 21921-1747
Document Number	0047610169
Book / Page	4761 / 169
Instrument Date	Dec 18, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4005 BLUE BALL RD, ELKTON, MD 21921-1747

Mortgage

Document Number	0004761175
Date	Jan 4, 2021
Instrument	4761/175

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 4005 Blue Ball Rd was $4,932, down 0.1% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,932.00 (-0.1%)	$449,367 (+0.82%)	$456,700 (+2.47%) Land $101,800 Building $354,900
2025	$4,937.00	$445,700 Land $101,800 Building $343,900	$445,700 Land $101,800 Building $343,900
2023	$3,772.00	$399,500	$445,700 Land $101,800 Building $343,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4005 Blue Ball Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4005 Blue Ball Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile, Upward Broadband.

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