4005 3rd St, Chesapeake, VA 23324 Property Records

Chesapeake City property record for 4005 3rd St, Chesapeake, VA 23324

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,971 sqft · built 1948
Lot Size	0.233 acres (10,149 sqft)
Owner	2 Individual Names on Record
Last Sale	$78,000 (Mar 2002)
Tax Bill	$2,712 (2025)
Deeds & Mortgages	Mar 2024 Transfer Apr 2018 Mortgage
APN	`1590000003540`

Property Details

APN / Parcel Number

Primary APN	`1590000003540`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,971 sqft Living Area
1st Floor Area	832 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,149 sqft (0.233 acres)
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Deck Area	360 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4005 3RD ST
City	CHESAPEAKE
State	VA
Zip	23324-1553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8S: RESID
Legal Description	32 SEC 2 GIBSON ACRES
Legal Subdivision	PORTLOCK TERRACE
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3017
Census Tract	20600

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4005 3RD ST, CHESAPEAKE, VA 23324-1553
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Intrafamily Transfer, Transfer
Apr 26, 2018	Deed of Trust, Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2002 · Amount on Record
Deed Sale	Mar 5, 2002 · Amount on Record
Deed Book / Page	4526 / 242
Last Transfer Date	Feb 23, 2024
Transfer Doc	010732/928
Record Updated	Oct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 8, 2024
Property Address	4005 3RD ST, CHESAPEAKE, VA 23324-1553
Document Number	010732/928
Book / Page	10732 / 928
Instrument Date	Feb 23, 2024
Instrument	240004539
Transaction Type	Transfer
Record Updated	Mar 27, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4005 3RD ST, CHESAPEAKE, VA 23324-1553

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4005 3RD ST, CHESAPEAKE, VA 23324-1553
Transaction Type	Mortgage
Record Updated	Jun 30, 2022
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09905/1798
Date	Apr 26, 2018
Book Page	9905/1798
Instrument	180010475

Lender

Name	BANK OF AMERICA NA

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,000 (+8.75%) Land $120,000 Building $172,000	$292,000 (+8.75%) Land $120,000 Building $172,000
2025	$2,712.00 (+4.63%)	$268,500 (+12.72%) Land $115,000 Building $153,500	$268,500 (+12.72%) Land $115,000 Building $153,500
2024	$2,592.00 (+37.58%)
2023		$238,200 (+12.57%) Land $95,000 Building $143,200	$238,200 (+12.57%) Land $95,000 Building $143,200
2022		$211,600 Land $85,000 Building $126,600	$211,600 Land $85,000 Building $126,600
2019	$1,884.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	20 (1981–2019)
Claims Outside the SFHA	5 of 20
Most Recent Claim	Jun 2019 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Hurricane Isabel, Sep 2003 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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