4005 109th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 4005 109th St, Lubbock, TX 79423

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 4,452 sqft · built 2008
Lot Size0.374 acres (16,325 sqft)
OwnerIndividual Name on Record
Tax Bill$14,402 (2025)
Deeds & MortgagesNov 2025 Mortgage
Mar 2018 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APNR312924

Property Details

APN / Parcel Number

Primary APNR312924

Interior

Bedrooms4 Beds
Full Baths5 Baths
Building Area4,452 sqft Living Area
Fireplaces3 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area16,325 sqft (0.374 acres)
Garage Area954 sqft
Pool TypePool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4005 109TH ST
CityLUBBOCK
StateTX
Zip79423-0878
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORCHARD PARK L 61
Legal SubdivisionORCHARD PARK
Legal Lot Number610
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group2
Census Block2013
Census Tract10510

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4005 109TH ST, LUBBOCK, TX 79423-0878
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2025Deed of Trust, Mortgage · Conventional Mortgage
PEOPLES BANK
Mar 28, 2018Loan Modification, Mortgage
CITY BK
Mar 29, 2018Warranty Deed, Transfer · Conventional Mortgage
PEOPLES BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 29, 2018
Deed SaleMar 29, 2018
Prior SaleAug 6, 2009
Deed Document Number2018011168
Record UpdatedJun 8, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address4005 109TH ST, LUBBOCK, TX 79423-0878
Transaction TypeMortgage
Record UpdatedDec 3, 2025
Title CompanyTITLE ONE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4005 109TH ST, LUBBOCK, TX 79423-0878

Mortgage

Document Number0000045165
DateNov 19, 2025
Instrument2025045165
Lender
NamePEOPLES BANK
TypeBank
AddressLUBBOCK, TX 79424
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2040

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLUBBOCK TX
Property Address4005 109TH ST, LUBBOCK, TX 79423-0878
Document Number0000012809
Instrument DateMar 28, 2018
Transaction TypeMortgage
Record UpdatedMay 4, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address4005 109TH ST LUBBOCK TX 794230878, LUBBOCK, TX 79423-0878

Mortgage

Document Number0000012809
DateApr 10, 2018
Instrument12809
Lender
NameCITY BK
TypeBank
Agreement
AmountAmount Recorded
Term204 Months
DueApr 9, 2035
Interest
Rate2.25%

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLUBBOCK TX
Recording DateMar 29, 2018
Property Address4005 109TH ST, LUBBOCK, TX 79423-0878
Document Number0000011168
Map ReferenceCLERK2007035702
Instrument DateMar 27, 2018
Instrument2018011168
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyTITLE ONE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address4005 109TH ST, LUBBOCK, TX 79423-0878

Mortgage

Document Number0000011169
DateMar 29, 2018
Instrument2018011169
Lender
NamePEOPLES BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2033

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,402.00 (-10.67%) Homeowner's exemption$775,000 (-8.8%) Land $73,463 Building $701,537$775,000 (-11.95%) Land $73,463 Building $701,537
2024$16,122.00 (-3.53%)
2023$16,712.00 (-2.41%) Homeowner's exemption$849,793 Land $73,463 Building $806,676$880,139 Land $73,463 Building $806,676
2022$17,125.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Metronet
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Rise Broadband
Fixed Wireless
300 / 60
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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