Stanly County property record for 40048 Tower Rd, Albemarle, NC 28001
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,974 sqft · built 1985 |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $1,423 (2026) |
| Deeds & Mortgages | Sep 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 665103307447 |
| Primary APN | 665103307447 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,974 sqft Finished Area |
| Flooring | Cork |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 38,333 sqft (0.88 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Porch | Porch |
| Porch Area | 216 sqft |
| Deck Area | 504 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 1540301 |
|---|---|
| Street Address | 40048 TOWER RD |
| City | ALBEMARLE |
| State | NC |
| Zip | 28001-7945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE 40048 TOWER RD 665100063 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | HARRIS |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 930102 |
40048 Tower Rd is owner-occupied and held in a trust since June 2022.
Source: Stanly County records, as of October 6, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 40048 TOWER RD, ALBEMARLE, NC 28001-7945 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 27, 2022 |
| Transfer Doc | 0000450949 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Sep 7, 2022 |
| Property Address | 40048 TOWER RD, ALBEMARLE, NC 28001-7945 |
| Document Number | 0000450949 |
| Book / Page | 1798 / 974 |
| Instrument Date | Jun 27, 2022 |
| Instrument | 450949 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 40048 TOWER RD, ALBEMARLE, NC 28001-7945 |
The 2026 property tax bill for 40048 Tower Rd was $1,423.
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,423.00 | $242,284 Land $29,040 Building $213,244 | $242,284 Land $29,040 Building $213,244 |
| 2023 | $1,135.00 (-67.02%) | $165,223 (-) Land $15,488 Building $149,735 | $165,223 (-) Land $15,488 Building $149,735 |
| 2022 | $3,441.00 | $165,223 Land $15,488 Building $149,735 | $165,223 Land $15,488 Building $149,735 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40048 Tower Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1997–2025) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40048 Tower Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALBEMARLE |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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