4004 Whispering Oaks, Temple, TX 76504 Property Records

Bell County property record for 4004 Whispering Oaks, Temple, TX 76504

Property Summary

Property TypeSingle Family Home
Details1,770 sqft · built 2004
Lot Size0.236 acres (10,278 sqft)
Last Sale$133,500 (Jan 2009)
Tax Bill$4,094 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN0808045515

Property Details

APN / Parcel Number

Primary APN0808045515
Alternative APNs
  • 335872
  • 694414

Interior

Stories1 Story
Building Area1,770 sqft Living Area
1st Floor Area1,770 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2016
Lot Area10,278 sqft (0.236 acres)
Lot Dimensions128 ft deep x 80 ft wide
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area329 sqft
Storage Building324 sqft

Location & Zoning

Street Address4004 WHISPERING OAKS
CityTEMPLE
StateTX
Zip76504-2138
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLIBERTY HILL PHASE I, BLOCK 004, LOT 0015
Legal SubdivisionLIBERTY HILL PHASE I
Legal Block4
Legal Lot Number15
JurisdictionBELL TX
Township / Civil DivisionTEMPLE
Census Block Group2
Census Block2002
Census Tract21201

Owner

The current owner of 4004 Whispering Oaks bought it in January 2009.

Source: Bell County records, as of July 31, 2026

Mailing Address4004 WHISPERING OAKS, TEMPLE, TX 76504-2138
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last SaleJan 16, 2009 · Amount on File
Deed SaleJan 16, 2009 · Amount on File
Prior SaleOct 24, 2008
Deed Document Number20091961
Prior Transfer DateJan 9, 2009
Prior Transfer Doc0000001961
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address4004 WHISPERING OAKS, TEMPLE, TX 76504-2138
Document Number0000021965
Instrument DateApr 23, 2020
Transaction TypeMortgage
Record UpdatedJun 25, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4004 WHISPERING OAKS TEMPLE TX 765042138, TEMPLE, TX 76504-2138

Mortgage

Document Number0000021965
DateMay 8, 2020
Instrument21965
Lender
NameTEXELL CU
AddressTEMPLE, TX 76503
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4004 Whispering Oaks was $4,094 with a homeowner's exemption.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTemple City
Unified School DistrictTemple Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,094.00$235,718$280,188 Land $46,000 Building $234,188
2023$3,295.00 (-12.41%) Homeowner's exemption$287,504 Land $32,000 Building $255,504$287,504 Land $32,000 Building $255,504
2022$3,762.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4004 Whispering Oaks in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4004 Whispering Oaks is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TEMPLE
serves 94,935 people · EPA ID TX0140005
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2019
Total trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink, Verizon.

Nearby Properties on Whispering Oaks

Nearby Streets

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