Bell County property record for 4004 Whispering Oaks, Temple, TX 76504
| Property Type | Single Family Home |
|---|---|
| Details | 1,770 sqft · built 2004 |
| Lot Size | 0.236 acres (10,278 sqft) |
| Last Sale | $133,500 (Jan 2009) |
| Tax Bill | $4,094 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0808045515 |
| Primary APN | 0808045515 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,770 sqft Living Area |
| 1st Floor Area | 1,770 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 10,278 sqft (0.236 acres) |
| Lot Dimensions | 128 ft deep x 80 ft wide |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 329 sqft |
| Storage Building | 324 sqft |
| Street Address | 4004 WHISPERING OAKS |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76504-2138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LIBERTY HILL PHASE I, BLOCK 004, LOT 0015 |
| Legal Subdivision | LIBERTY HILL PHASE I |
| Legal Block | 4 |
| Legal Lot Number | 15 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 21201 |
The current owner of 4004 Whispering Oaks bought it in January 2009.
Source: Bell County records, as of July 31, 2026
| Mailing Address | 4004 WHISPERING OAKS, TEMPLE, TX 76504-2138 |
|---|---|
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Last Sale | Jan 16, 2009 · Amount on File |
|---|---|
| Deed Sale | Jan 16, 2009 · Amount on File |
| Prior Sale | Oct 24, 2008 |
| Deed Document Number | 20091961 |
| Prior Transfer Date | Jan 9, 2009 |
| Prior Transfer Doc | 0000001961 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 4004 WHISPERING OAKS, TEMPLE, TX 76504-2138 |
| Document Number | 0000021965 |
| Instrument Date | Apr 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4004 WHISPERING OAKS TEMPLE TX 765042138, TEMPLE, TX 76504-2138 |
| Document Number | 0000021965 |
|---|---|
| Date | May 8, 2020 |
| Instrument | 21965 |
| Name | TEXELL CU |
|---|---|
| Address | TEMPLE, TX 76503 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 4004 Whispering Oaks was $4,094 with a homeowner's exemption.
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Temple Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,094.00 | $235,718 | $280,188 Land $46,000 Building $234,188 |
| 2023 | $3,295.00 (-12.41%) Homeowner's exemption | $287,504 Land $32,000 Building $255,504 | $287,504 Land $32,000 Building $255,504 |
| 2022 | $3,762.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4004 Whispering Oaks in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4004 Whispering Oaks is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink, Verizon.
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