St. Louis County property record for 4004 W Arrowhead Rd, Duluth, MN 55811 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,210 sqft · built 1945 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,352 (2026) |
| Deeds & Mortgages | Jun 2022 Line of Credit Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2710-04290 |
| Primary APN | 010-2710-04290 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,210 sqft Gross Area |
| 1st Floor Area | 792 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 1,392 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 372 sqft |
| Deck Area | 220 sqft |
| Storage Building | 80 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 523774 |
|---|---|
| Street Address | 4004 W ARROWHEAD RD |
| City | DULUTH |
| State | MN |
| Zip | 55811-4041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 1/2 OF NE 1/4 OF NE 1/4 OF NE 1/4 SERIAL # |
| Legal Range | 14W |
| Legal Township | 50N |
| Legal Section | 18 |
| Legal Subdivision | DULUTH LANDS IN THE CITY |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 302 |
Source: St. Louis County records · APN 010-2710-04290
Assessment roll updated August 17, 2026 · Last verified August 2026
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| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4004 W ARROWHEAD RD, DULUTH, MN 55811-4041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2022 | Deed of Trust, Mortgage · Line of Credit HERMANTOWN FCU |
| Jun 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WESTERN NAT'L BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4004 W ARROWHEAD RD, DULUTH, MN 55811-4041 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001058014 |
|---|---|
| Date | Jun 22, 2022 |
| Instrument | 1058014 |
| Name | HERMANTOWN FCU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 07, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4004 W ARROWHEAD RD, DULUTH, MN 55811-4041 |
| Document Number | 00T1024831 |
| Instrument Date | Jun 09, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4004 W ARROWHEAD RD DULUTH MN 558114041, DULUTH, MN 55811-4041 |
| Document Number | 00T1024831 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | T1024831 |
| Name | WESTERN NAT'L BK |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 21, 2035 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,352.00 (+11.36%) Homeowner's exemption | ||
| 2025 | $3,908.00 (-12.81%) Homeowner's exemption | $333,500 (+10.54%) Land $92,500 Building $241,000 | $333,500 (+10.54%) Land $92,500 Building $241,000 |
| 2024 | $4,482.00 | $301,700 (+7.1%) Land $95,200 Building $206,500 | $301,700 (+7.1%) Land $95,200 Building $206,500 |
| 2022 | $281,700 Land $91,600 Building $190,100 | $281,700 Land $91,600 Building $190,100 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 18% of Minnesota |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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