4004 Sunshower Ct, Monroe, NC 28110 Property Records

Union County property record for 4004 Sunshower Ct, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	5 bd · 3 ba · 3,489 sqft · built 2005
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Jul 2013)
Tax Bill	$3,640 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-093-497`

Property Details

APN / Parcel Number

Primary APN	`07-093-497`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,489 sqft Living Area
1st Floor Area	2,244 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Hip
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	105 sqft
Shed	1 Shed
Gazebo	Gazebo

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4004 SUNSHOWER CT
City	MONROE
State	NC
Zip	28110-7631
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-2 INDIA
Legal Description	#49 BROOK VALLEY PH3 OPCH736
Legal Subdivision	BROOK VALLEY
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2002
Census Tract	20307

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4004 SUNSHOWER CT, MONROE, NC 28110-7631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2024	Deed of Trust, Mortgage · Line of Credit FOUNDERS FCU
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Jul 30, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage AMERICAN SEC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2013 · Amount on Record
Deed Sale	Jul 1, 2013 · Amount on Record
Prior Sale	Dec 30, 2005 · Amount on Record
Deed Document Number	201322626
Deed Book / Page	6042 / 223
Last Transfer Date	Jul 25, 2019
Transfer Doc	0007427064
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4004 SUNSHOWER CT, MONROE, NC 28110-7631
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008882790
Date	Apr 9, 2024
Book Page	8882/790
Instrument	7780

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 5, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4004 SUNSHOWER CT, MONROE, NC 28110-7631
Transaction Type	Mortgage
Record Updated	Feb 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7976472
Date	Feb 3, 2021
Book Page	7976/472
Instrument	5078

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company
Address	CHARLOTTE, NC 28207

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

July 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Jul 30, 2019
Property Address	4004 SUNSHOWER CT, MONROE, NC 28110-7631
Document Number	742764
Book / Page	007427 / 000064
Instrument Date	Jul 25, 2019
Instrument	21967
Transaction Type	Mortgage
Record Updated	Aug 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4004 SUNSHOWER CT MONROE NC 281107631, MONROE, NC 28110-7631

Mortgage

Document Number	742767
Date	Jul 30, 2019
Book Page	007427/000067
Instrument	21968

Lender

Name	AMERICAN SEC MTG
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2049

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$547,200 (-) Land $81,000 Building $466,200	$547,200 (-) Land $81,000 Building $466,200
2025	$3,640.00 (+20.73%)	$547,200 (+52.42%) Land $81,000 Building $466,200	$547,200 (+52.42%) Land $81,000 Building $466,200
2023	$3,015.00	$359,000 Land $54,600 Building $304,400	$359,000 Land $54,600 Building $304,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1998–2023)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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