Gaston County property record for 4004 River Falls Dr, Lowell, NC 28098 · Last verified October 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 2,422 sqft Heated Area |
| Lot Size | 11,761 sqft (0.269 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $229,000 (2019) |
| Tax Bill | $4,158.00 (2023) |
| Primary APN | 05002C10100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Building Area | 2,422 sqft Heated Area |
| Stories | 2 Stories |
| Primary Flooring | Hardwood Flooring |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Footing Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,761 sqft (0.269 acres) |
| Porch | 1 Porch |
| Porch Area | 184 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Old Parcel Number | 05002C10100 |
|---|---|
| Street Address | 4004 RIVER FALLS DR |
| City | LOWELL |
| State | NC |
| Zip | 28098-1272 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RIVER FALLS BLK A L 95 05 002C 101 00 000 |
| Legal Subdivision | RIVER FALLS |
| Legal Block | A |
| Legal Lot Number | 95 |
| Jurisdiction | GASTON NC |
| Minor Civil Division | SOUTH POINT |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 31304 |
Source: Gaston County records · APN 05002C10100
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4004 RIVER FALLS DR, LOWELL, NC 28098-1272 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 25, 2019 | Deed of Trust, Mortgage NORTH CAROLINA HOUSING FINANCE AGENCY |
| Jul 18, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage EQUITY RSRCS/OH |
| Oct 23, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage ALLEN TATE MORTGAGE PARTNERS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 18, 2019 · Amount on Record |
| Deed Sale | Jul 18, 2019 · Amount on Record |
| Prior Sale | Oct 23, 2017 · Amount on Record |
| Deed Doc Number | 0050541196 |
| Deed Book / Page | 5054 / 1196 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 4004 RIVER FALLS DR, LOWELL, NC 28098-1272 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0052570705 |
|---|---|
| Date | Aug 18, 2021 |
| Book Page | 5257/705 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 4004 RIVER FALLS DR, LOWELL, NC 28098-1272 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0050371816 |
|---|---|
| Date | Apr 25, 2019 |
| Book Page | 5037/1816 |
| Name | NORTH CAROLINA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | RALEIGH, NC 27611 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jul 18, 2019 |
| Property Address | 4004 RIVER FALLS DR, LOWELL, NC 28098-1272 |
| Document Number | 0050541196 |
| Book / Page | 005054 / 001196 |
| Instrument Date | Jul 16, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $458.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4004 RIVER FALLS DR LOWELL NC 280981272, LOWELL, NC 28098-1272 |
| Document Number | 50541198 |
|---|---|
| Date | Jul 18, 2019 |
| Book Page | 005054/001198 |
| Name | EQUITY RSRCS/OH |
|---|---|
| Type | Funding / Finance Company |
| Address | NEWARK, OH 43055 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 17, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Oct 23, 2017 |
| Property Address | 4004 RIVER FALLS DR, LOWELL, NC 28098-1272 |
| Document Number | 0049410795 |
| Book / Page | 4941 / 0795 |
| Map Reference | MB 61 PG 91 |
| Instrument Date | Oct 23, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $408.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 201 N OAK ST, 201, LOWELL, NC 28098-1710 |
| Name | Verified Name |
|---|---|
| Address | 4004 RIVER FALLS DR, LOWELL, NC 28098-1272 |
| Document Number | 49410798 |
|---|---|
| Date | Oct 23, 2017 |
| Instrument | 4941/0798 |
| Name | ALLEN TATE MORTGAGE PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
Source: Gaston County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Lowell City |
| Unified School District | Gaston County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $4,158.00 | $362,930 Land $35,000 Building $327,930 |
Source: FEMA National Flood Hazard Layer, Gaston County (37071C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 4,545 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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