Lake County property record for 4004 Ridge Rd, Zion, IL 60099
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,121 sqft · built 1996 |
| Lot Size | 0.351 acres (15,281 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Oct 2023) |
| Tax Bill | $7,761 (2025) |
| Deeds & Mortgages | Oct 2026 Transfer Apr 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-18-204-025 |
| Primary APN | 04-18-204-025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,121 sqft Living Area |
| Gross Area | 1,627 sqft |
| 1st Floor Area | 1,121 sqft |
| Upper Floors Area | 19 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Tri-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 15,281 sqft (0.351 acres) |
| Lot Dimensions | 152 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 4004 RIDGE RD |
|---|---|
| City | ZION |
| State | IL |
| Zip | 60099-1945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTSIDE HILLS; LOT 14 |
| Legal Subdivision | WESTSIDE HILLS |
| Legal Lot Number | 14 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | ZION |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 860106 |
Source: Lake County records, as of October 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4004 RIDGE RD, ZION, IL 60099-1945 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 1, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 9, 2024 | Deed of Trust, Mortgage · FHA Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP |
| Oct 5, 2023 | Warranty Deed, Transfer · FHA Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP |
| Apr 17, 2017 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2023 · Amount on Record |
| Deed Sale | Oct 5, 2023 · Amount on Record |
| Prior Sale | Apr 17, 2017 · Amount on Record |
| Deed Document Number | 20237999718 |
| Last Transfer Date | Sep 19, 2026 |
| Transfer Doc | 0008197743 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Oct 1, 2026 |
| Property Address | 4004 RIDGE RD, ZION, IL 60099-1945 |
| Document Number | 0008197743 |
| Instrument Date | Sep 19, 2026 |
| Instrument | 20268197743 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4004 RIDGE RD, ZION, IL 60099-1945 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 4004 RIDGE RD, ZION, IL 60099-1945 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2024 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0008028369 |
|---|---|
| Date | Apr 9, 2024 |
| Instrument | 8028369 |
| Name | DIAMOND RESIDENTIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 225 E DEERPATH STE 208, LAKE FOREST, IL 60045 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Oct 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Oct 5, 2023 |
| Property Address | 4004 RIDGE RD, ZION, IL 60099-1945 |
| Document Number | 0007999718 |
| Map Reference | DOC 3070010 |
| Instrument Date | Sep 6, 2023 |
| Instrument | 7999718 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2023 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4004 RIDGE RD, ZION, IL 60099-1945 |
| Document Number | 0007999719 |
|---|---|
| Date | Oct 5, 2023 |
| Instrument | 7999719 |
| Name | DIAMOND RESIDENTIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.75% |
| Document Number | 0007999720 |
|---|---|
| Date | Oct 5, 2023 |
| Instrument | 7999720 |
| Name | ILLINOIS HOUSING DEVELOPMENT AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | CHICAGO, IL 60601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Apr 17, 2017 |
| Property Address | 4004 RIDGE RD, ZION, IL 60099-1945 |
| Document Number | 0007387047 |
| Instrument Date | Apr 4, 2017 |
| Instrument | 7387047 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2017 |
| Title Company | ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $208.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 719 MYRTLE ST WAUKEGAN IL 600853839, WAUKEGAN, IL 60085-3839 |
| Document Number | 7387048 |
|---|---|
| Date | Apr 17, 2017 |
| Instrument | 7387048 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 16, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Zion Township |
| Municipality | Zion City |
| Elementary School District | Beach Park Community Consolidated School District 3 (PK - 08) |
| Secondary School District | Zion-Benton Township High School District 126 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,761.00 (-0.7%) | $83,015 (+25.37%) Land $11,970 Building $71,045 | $249,070 (+25.37%) Land $35,914 Building $213,156 |
| 2024 | $7,816.00 | ||
| 2023 | $66,216 (+13.51%) Land $9,707 Building $56,509 | $198,668 (+13.51%) Land $29,124 Building $169,544 | |
| 2022 | $58,337 Land $7,931 Building $50,406 | $175,028 Land $23,795 Building $151,233 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ZION serves 24,442 people · EPA ID IL0972000 |
|---|---|
| Water Source | Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT |
| Last State Inspection | Aug 2025 |
| Lead | 11 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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