Lexington-Fayette Urban County property record for 4004 Peppertree Dr, Lexington, KY 40513
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,163 sqft · built 1994 |
| Lot Size | 0.248 acres (10,803 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $520,000 (Aug 2018) |
| Tax Bill | $5,833 (2026) |
| Deeds & Mortgages | Oct 2019 Mortgage Aug 2018 Mortgage + 3 more |
| APN | 20133620 |
| Primary APN | 20133620 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,163 sqft Living Area |
| 1st Floor Area | 374 sqft |
| Basement Area | 1,284 sqft |
| Finished Basement | 1,164 sqft |
| Unfinished Basement | 120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Lot Area | 10,803 sqft (0.248 acres) |
| Lot Width | 108 ft Width |
| Garage Type | Attached |
| Garage Area | 627 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 4004 PEPPERTREE DR |
|---|---|
| City | LEXINGTON |
| State | KY |
| Zip | 40513-1328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1C |
| Legal Description | J-25 PALOMAR HILLS UNIT 2H LOT; BOOK: 3603 PAGE: 408 |
| Legal Subdivision | PALOMAR HILLS |
| Legal Block | E |
| Legal Lot Number | 2 |
| Legal Unit | 2H |
| Jurisdiction | FAYETTE KY |
| Township / Civil Division | LEXINGTON-FAYETTE SOUTHWEST |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 4207 |
4004 Peppertree Dr is owned and occupied by two individuals who bought it in August 2018.
Source: Lexington-Fayette Urban County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4004 PEPPERTREE DR, LEXINGTON, KY 40513-1328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2019 | Deed of Trust, Mortgage UNIVERSITY OF KY FED CR UN |
| Aug 3, 2018 | Deed of Trust, Mortgage BENCHMARK MTG |
| Oct 14, 2019 | Deed of Trust, Mortgage ARK LA TEX FIN SERV LLC |
| Aug 3, 2018 | Deed of Trust, Mortgage MEMBERS HERITAGE CR UN |
| Aug 3, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2018 · Amount on File |
| Deed Sale | Aug 3, 2018 · Amount on File |
| Prior Sale | Jul 5, 2016 · Amount on File |
| Deed Book / Page | 3603 / 408 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 4004 PEPPERTREE DR, LEXINGTON, KY 40513-1328 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9435/281 |
|---|---|
| Date | Oct 14, 2019 |
| Book Page | 9435/281 |
| Name | UNIVERSITY OF KY FED CR UN |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 4004 PEPPERTREE DR, LEXINGTON, KY 40513-1328 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9149/730 |
|---|---|
| Date | Aug 3, 2018 |
| Book Page | 9149/730 |
| Name | BENCHMARK MTG |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 4004 PEPPERTREE DR, LEXINGTON, KY 40513-1328 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9435/261 |
|---|---|
| Date | Oct 14, 2019 |
| Book Page | 9435/261 |
| Name | ARK LA TEX FIN SERV LLC |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 4004 PEPPERTREE DR, LEXINGTON, KY 40513-1328 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2018 |
| Name | Verified Name |
|---|
| Document Number | 9150/001 |
|---|---|
| Date | Aug 3, 2018 |
| Book Page | 9150/001 |
| Name | MEMBERS HERITAGE CR UN |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Aug 3, 2018 |
| Property Address | 4004 PEPPERTREE DR, LEXINGTON, KY 40513-1328 |
| Document Number | 3603/408 |
| Book / Page | 3603 / 408 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 4004 Peppertree Dr was $5,833, up 2.3% from the year before.
Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Municipality | Lexington-Fayette Urban County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,833.00 (+2.3%) | $519,500 (-) | $519,500 (-) |
| 2025 | $5,702.00 | $519,500 | $519,500 |
| 2023 | $5,707.00 | $520,000 | $520,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 4004 Peppertree Dr; 5 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4004 Peppertree Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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