4004 N Howard St, Spokane, WA 99205 Property Records

Spokane County property record for 4004 N Howard St, Spokane, WA 99205

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,352 sqft · built 1919
Lot Size	0.148 acres (6,450 sqft)
Owner	Individual Name on Record
Last Sale	$119,900 (Jul 2016)
Tax Bill	$2,670 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35061.2807`

Property Details

APN / Parcel Number

Primary APN	`35061.2807`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
Gross Area	1,714 sqft
1st Floor Area	762 sqft
Upper Floors Area	762 sqft
Basement Area	190 sqft
Finished Basement	190 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Shingles
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,450 sqft (0.148 acres)
Lot Dimensions	129 ft deep x 50 ft wide

Exterior Amenities

Porch	Enclosed Porch
Porch Area	48 sqft
Deck Area	440 sqft
Patio Area	440 sqft
Pole Barn	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4004 N HOWARD ST
City	SPOKANE
State	WA
Zip	99205-1134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	WHITEHOUSE HTS-B L7 B42
Legal Range	43E
Legal Township	25N
Legal Section	06
Legal Subdivision	WHITEHOUSE HTS
Legal Block	42
Legal Lot Number	7
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2005
Census Tract	1300

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4004 N HOWARD ST, SPOKANE, WA 99205-1134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CREDIT UNION
Nov 4, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 13, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Oct 22, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2016 · Amount on Record
Deed Sale	Jul 29, 2016 · Amount on Record
Prior Sale	Apr 16, 2010 · Amount on Record
Deed Document Number	20166519895
Prior Transfer Date	Sep 25, 2009
Prior Transfer Doc	0005841123
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Jul 10, 2026
Property Address	4004 N HOWARD ST, SPOKANE, WA 99205-1134
Document Number	0007500921
Instrument Date	Jun 29, 2026
Instrument	20267500921
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4004 N HOWARD ST, SPOKANE, WA 99205-1134

Mortgage

Document Number	0007500921,
Date	Jul 10, 2026
Instrument	20267500921

Lender

Name	BOEING EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 3, 2051

Interest

Rate	6.53%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4004 N HOWARD ST, SPOKANE, WA 99205-1134
Transaction Type	Mortgage
Record Updated	Nov 10, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007146379
Date	Nov 4, 2021
Instrument	7146379

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4004 N HOWARD ST, SPOKANE, WA 99205-1134
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007021161
Date	Jan 13, 2021
Instrument	7021161

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Sep 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4004 N HOWARD ST, SPOKANE, WA 99205-1134
Document Number	0006858876
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4004 N HOWARD ST SPOKANE WA 992051134, SPOKANE, WA 99205-1134

Mortgage

Document Number	0006858876
Date	Oct 30, 2019
Instrument	6858876

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2049

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,670.00 (+6.04%)	$252,200 (+3.45%) Land $80,000 Building $172,200	$252,200 (+3.45%) Land $80,000 Building $172,200
2025	$2,518.00 (+5.44%)
2024		$243,800 (+32.79%) Land $55,000 Building $188,800	$243,800 (+32.79%) Land $55,000 Building $188,800
2023	$2,388.00 (+10.97%)	$183,600 Land $34,000 Building $149,600	$183,600 Land $34,000 Building $149,600
2022	$2,152.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: T-Mobile.

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