4004 N Elm St, Spokane, WA 99205 Property Records

Spokane County property record for 4004 N Elm St, Spokane, WA 99205

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,598 sqft · built 1954
Lot Size	0.152 acres (6,604 sqft)
Owner	Company Name on Record
Last Sale	$290,000 (Dec 2020)
Tax Bill	$29 (2026)
Deeds & Mortgages	May 2019 Line of Credit Dec 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25011.3207`

Property Details

APN / Parcel Number

Primary APN	`25011.3207`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,598 sqft Living Area
Gross Area	2,211 sqft
1st Floor Area	860 sqft
Basement Area	820 sqft
Finished Basement	738 sqft
Unfinished Basement	82 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Shingles
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	6,604 sqft (0.152 acres)
Lot Dimensions	127 ft deep x 52 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Concrete/Masonry Porch
Porch Area	331 sqft
Deck Area	207 sqft
Patio Area	207 sqft
Canopy	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	4004 N ELM ST
City	SPOKANE
State	WA
Zip	99205-1454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	GREENES ADD ALL L11; S22FT L12 B32
Legal Range	42E
Legal Township	25N
Legal Section	01
Legal Subdivision	GREENES ADD
Legal Block	32
Legal Lot Number	11,12
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1021
Census Tract	1100

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 39, USK, WA 99180-0039
Owner Type	Company
Vesting	Government

Deeds, Mortgages & Sale History

Date	Document
May 29, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Dec 29, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
May 24, 2017	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2020 · Amount on Record
Deed Sale	Dec 29, 2020 · Amount on Record
Prior Sale	May 24, 2017 · Amount on Record
Deed Document Number	20207014942
Prior Transfer Date	Feb 20, 2009
Prior Transfer Doc	0005771988
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4004 N ELM ST, SPOKANE, WA 99205-1454
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006808670
Date	May 29, 2019
Instrument	6808670

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2049

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 29, 2020
Property Address	4004 N ELM ST, SPOKANE, WA 99205-1454
Document Number	0007014942
Instrument Date	Dec 22, 2020
Instrument	7014942
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$4,645.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 39 USK WA 991800039, USK, WA 99180-0039

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 24, 2017
Property Address	4004 N ELM ST, SPOKANE, WA 99205-1454
Document Number	0006606121
Map Reference	VOL L PG8
Instrument Date	May 23, 2017
Instrument	6606121
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,324.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5504 N POST ST, SPOKANE, WA 99205-6555

Mortgage

Document Number	0006606122
Date	May 24, 2017
Instrument	6606122

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$29.00 (+163.64%)	$354,400 (+8.02%) Land $80,000 Building $274,400	$354,400 (+8.02%) Land $80,000 Building $274,400
2025	$11.00 (-8.33%) Additional exemption filed
2024		$328,100 (+28.11%) Land $55,000 Building $273,100	$328,100 (+28.11%) Land $55,000 Building $273,100
2023	$12.00 (-99.6%)	$256,100 Land $40,000 Building $216,100	$256,100 Land $40,000 Building $216,100
2022	$2,997.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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