4004 Flora Dr, Norman, OK 73026 Property Records

Cleveland County property record for 4004 Flora Dr, Norman, OK 73026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,726 sqft · built 1976
Lot Size	3.44 acres (149,846 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Sep 2023)
Tax Bill	$6,129 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Apr 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NC29CDLPE 1 7001`

Property Details

APN / Parcel Number

Primary APN	`NC29CDLPE 1 7001`
Alternative APN	`28789`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,726 sqft Living Area
1st Floor Area	2,726 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	149,846 sqft (3.44 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	1,296 sqft
Carport	Carport

Exterior Amenities

Porch	Porch
Porch Area	78 sqft
Deck Area	Deck Area
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	28789
Old Parcel Number	28789
Street Address	4004 FLORA DR
City	NORMAN
State	OK
Zip	73026-5502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CEDAR LANE PARK ESTATES LOT 7 AND S135' OF LOT 6 BLK 1
Legal Range	01W
Legal Township	08N
Legal Section	17
Legal Quarter	NW
Legal Subdivision	CEDAR LANE PARK EST
Legal Block	1
Legal Lot Number	6,7
Jurisdiction	CLEVELAND OK
Township / Civil Division	EAST CLEVELAND
Census Block Group	4
Census Block	4029
Census Tract	202403

Owner

4004 Flora Dr is owned and occupied by an individual who bought it in September 2023.

Source: Cleveland County records, as of February 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4004 FLORA DR, NORMAN, OK 73026-5502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Apr 10, 2017	Warranty Deed, Transfer · Conventional with PMI BANK OF OKLAHOMA
Apr 10, 2017	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2023 · Amount on File
Deed Sale	Sep 7, 2023 · Amount on File
Prior Sale	Apr 10, 2017 · Amount on File
Deed Document Number	R 2023 24773
Deed Book / Page	6587 / 181
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Sep 7, 2023
Property Address	4004 FLORA DR, NORMAN, OK 73026-5502
Document Number	R202324773
Book / Page	6587 / 181
Instrument Date	Aug 28, 2023
Instrument	R 2023 24773
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4004 FLORA DR, NORMAN, OK 73026-5502

Mortgage

Document Number	R202324774
Date	Sep 7, 2023
Instrument	R 2023 24774

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Apr 10, 2017
Property Address	4004 FLORA DR, NORMAN, OK 73026-5502
Document Number	0000010843
Book / Page	005663 / 001238
Instrument Date	Apr 7, 2017
Instrument	10843
Transaction Type	Transfer
Record Updated	Aug 11, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4004 FLORA DR NORMAN OK 730265502, NORMAN, OK 73026-5502

Mortgage

Document Number	10844
Date	Apr 10, 2017
Book Page	005663/001239
Instrument	10844

Lender

Name	BANK OF OKLAHOMA
Address	PO BOX 35688, TULSA, OK 74153-0688

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2047

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND OK
Recording Date	Apr 10, 2017
Property Address	4004 FLORA DR, NORMAN, OK 73026-5502
Document Number	0000010842
Book / Page	005663 / 001237
Instrument Date	Mar 20, 2017
Instrument	10842
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4004 FLORIDA DR NORMAN OK 73026, NORMAN, OK 73026

Tax Assessment & Valuation

The 2025 property tax bill for 4004 Flora Dr was $6,129.

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,129.00	$51,074 Land $6,195 Building $44,879	$425,620 Land $51,631 Building $373,989
2023	$4,313.00 (+7.5%) Homeowner's exemption	$36,914 (+3%) Land $5,248 Building $31,666	$384,266 (+28.66%) Land $54,636 Building $329,630
2022	$4,012.00 Homeowner's exemption	$35,839 Land $6,192 Building $29,647	$298,664 Land $51,600 Building $247,064

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4004 Flora Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4004 Flora Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 77% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OEC Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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