4004 E 45th St, Minneapolis, MN 55406 Property Records

Hennepin County property record for 4004 E 45th St, Minneapolis, MN 55406

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,402 sqft · built 1926
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Aug 2000)
Tax Bill	$4,992 (2025)
Deeds & Mortgages	May 2022 Mortgage Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-028-23-43-0186`

Property Details

APN / Parcel Number

Primary APN	`07-028-23-43-0186`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,402 sqft Living Area
Gross Area	2,400 sqft
1st Floor Area	998 sqft
Basement Area	998 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	100 ft deep x 68 ft wide
Garage Type	Detached
Porch	Porch
Porch Area	75 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4004 E 45TH ST
City	MINNEAPOLIS
State	MN
Zip	55406-4008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOT 006 A PLAT OF DIST ESTATE ANNIE STEELE DECD COM AT A PT 230 FT E FROM A PT IN W LINE OF LOT 6 DIS 138 56/100 FT NWLY ALONG SAME FROM SW COR THEREOF TH S TO S LINE THEREOF TH W TO E LINE OF T 68 X 100
Legal Range	23
Legal Township	028
Legal Section	07
Legal Quarter	43
Legal Subdivision	PLAT OF DIST ESTATE ANNIE STEELE DECD
Legal Block	3
Legal Lot Number	6
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNEAPOLIS
Census Block Group	3
Census Block	3010
Census Tract	110500

Owner

Source: Hennepin County records, as of June 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4004 E 45TH ST, MINNEAPOLIS, MN 55406-4008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Deed of Trust, Mortgage · Commercial Mortgage US BANK NA
Jan 2, 2019	Deed of Trust, Mortgage · Line of Credit BRIDGEWATER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2000 · Amount on Record
Deed Sale	Aug 2, 2000 · Amount on Record
Deed Document Number	2000741024
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	4004 E 45TH ST, MINNEAPOLIS, MN 55406-4008
Transaction Type	Mortgage
Record Updated	May 24, 2022
Title Company	RADIAN LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4004 E 45TH ST, MINNEAPOLIS, MN 55406-4008

Mortgage

Document Number	00T5944506
Date	May 13, 2022
Instrument	T5944506

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	114 Months
Due	Nov 6, 2031

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	4004 E 45TH ST, MINNEAPOLIS, MN 55406-4008
Document Number	0005586982
Instrument Date	Jan 2, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2019
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4644 42ND AVE S MINNEAPOLIS MN 554064015, MINNEAPOLIS, MN 55406-4015

Mortgage

Document Number	0005586982
Date	Jan 7, 2019
Instrument	5586982

Lender

Name	BRIDGEWATER BK
Type	Bank
Address	BLOOMINGTON, MN 55431

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 6, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minneapolis City
Unified School District	Minneapolis Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,992.00 (+20.35%)	$337,200 (+5.71%) Land $147,000 Building $190,200	$337,200 (+5.71%) Land $147,000 Building $190,200
2023	$4,148.00 Homeowner's exemption
2022		$319,000 Land $128,000 Building $191,000	$319,000 Land $128,000 Building $191,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minneapolis serves 425,300 people · EPA ID MN1270024
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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