4003 Three Locks Rd, Chillicothe, OH 45601 Property Records

Ross County property record for 4003 Three Locks Rd, Chillicothe, OH 45601

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,160 sqft · built 1937
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Nov 2023)
Tax Bill	$805 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`12-15-11-027.000`

Property Details

APN / Parcel Number

Primary APN	`12-15-11-027.000`
Alternative APN	`151102`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,160 sqft Living Area
Gross Area	1,928 sqft
1st Floor Area	776 sqft
Upper Floors Area	768 sqft
Basement Area	768 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Exterior Material	Wood
Construction Type	Wood
Roof Material	Other
Lot Area	39,204 sqft (0.9 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	151102
Street Address	4003 THREE LOCKS RD
City	CHILLICOTHE
State	OH
Zip	45601-9489
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4003 THREE LOCKS RD RES .90 15-11-27
Jurisdiction	ROSS OH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1010
Census Tract	956700

Owner

4003 Three Locks Rd is owned and occupied by an individual who bought it in November 2023.

Source: Ross County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	4003 THREE LOCKS RD, CHILLICOTHE, OH 45601-9489
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2023 · Amount on File
Deed Sale	Nov 20, 2023 · Amount on File
Deed Document Number	20237675
Deed Book / Page	572 / 656
Record Updated	Sep 20, 2026

November 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	ROSS OH
Recording Date	Nov 20, 2023
Property Address	4003 THREE LOCKS RD, CHILLICOTHE, OH 45601-9489
Document Number	0005720656
Book / Page	572 / 656
Instrument Date	Nov 17, 2023
Instrument	202300007675
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4003 THREE LOCKS RD, CHILLICOTHE, OH 45601-9489

Mortgage

Document Number	202300007676
Date	Nov 20, 2023
Instrument	202300007676

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 4003 Three Locks Rd was $805, up 4.5% from the year before.

Source: Ross County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ross County
County Subdivision	Franklin Township
Unified School District	Southeastern Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$805.00 (+4.55%)	$25,110 (+16.47%) Land $3,190 Building $21,920	$71,740 (+16.46%) Land $9,120 Building $62,620
2024	$770.00 (+70.73%) Homeowner's exemption Senior Citizen's exemption	$21,560 (-) Land $3,190 Building $18,370	$61,600 Land $9,120 Building $52,480
2023	$451.00 (-3.43%) Homeowner's exemption Senior Citizen's exemption	$21,560 (-) Land $3,190 Building $18,370
2022	$467.00 Homeowner's exemption Senior Citizen's exemption	$21,560 Land $3,190 Building $18,370	$61,600 Land $9,120 Building $52,480

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4003 Three Locks Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	26 (1990–2008)
Claims Outside the SFHA	2 of 26
Most Recent Claim	Apr 2008 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims Severe Storms And Flooding, Mar 1997 · 3 claims Severe Storms, Tornadoes & Flooding, Jul 1992 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4003 Three Locks Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROSS COUNTY WATER CO INC private · serves 35,345 people · EPA ID OH7101412
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000