4003 Sharpnose St, New Bern, NC 28562 Property Records

Craven County property record for 4003 Sharpnose St, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,384 sqft · built 2022
Lot Size	0.46 acres (20,030 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,000 (Aug 2022)
Tax Bill	$3,512 (2026)
Deeds & Mortgages	May 2026 Mortgage May 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-106-2-105`

Property Details

APN / Parcel Number

Primary APN	`7-106-2-105`
Alternative APNs	`108953` `90202`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,384 sqft Living Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	20,030 sqft (0.46 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	108953
Street Address	4003 SHARPNOSE ST
City	NEW BERN
State	NC
Zip	28562-6625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 105 SOUTH WIND PH II SCT A AT BLUEWATER RISE
Legal Subdivision	SOUTH WIND PHASE SECTION A
Legal Phase	II
Legal Lot Number	105
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	3
Census Block	3021
Census Tract	961004

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4003 SHARPNOSE ST, NEW BERN, NC 28562-6625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage SERVICE LINK LP, SERVICE LINK
May 8, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK, SERVICE LINK
Aug 25, 2022	Warranty Deed, Subdivision Related Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2022 · Amount on Record
Deed Sale	Aug 25, 2022 · Amount on Record
Deed Document Number	202210102268
Deed Book / Page	3739 / 1
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Recording Date	May 8, 2026
Property Address	4003 SHARPNOSE ST, NEW BERN, NC 28562-6625
Document Number	03879/1597
Book / Page	3879 / 1597
Instrument Date	Mar 23, 2026
Instrument	20261597
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	SERVICE LINK LP, SERVICE LINK

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4003 SHARPNOSE ST, NEW BERN, NC 28562-6625

Mortgage

Document Number	0000001597,
Date	May 8, 2026
Book Page	3879/1597
Instrument	20261597

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	316 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Recording Date	May 8, 2026
Property Address	4003 SHARPNOSE ST, NEW BERN, NC 28562-6625
Document Number	0010155979
Book / Page	3879 / 1597
Instrument Date	Mar 23, 2026
Instrument	202610155979
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK, SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4003 SHARPNOSE ST, NEW BERN, NC 28562-6625

Mortgage

Document Number	0010155979,
Date	May 8, 2026
Book Page	3879/1597
Instrument	202610155979

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	316 Months
Due	Sep 1, 2052

Interest

Rate	6.01%
Max Rate	-1%

August 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Aug 25, 2022
Property Address	4003 SHARPNOSE ST, NEW BERN, NC 28562-6625
Document Number	00003739/1
Book / Page	3739 / 1
Map Reference	CAB I SL 176 G-H
Instrument Date	Aug 25, 2022
Instrument	10102268
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$778.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4003 SHARPNOSE CT, NEW BERN, NC 28562-6625

Mortgage

Document Number	0000037394
Date	Aug 25, 2022
Instrument	3739/4

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,512.00 (+3.54%)	$397,780 (-) Land $45,000 Building $352,780	$397,780 (-) Land $45,000 Building $352,780
2025	$3,392.00 (+1.56%)	$397,780 (-) Land $45,000 Building $352,780	$397,780 (-) Land $45,000 Building $352,780
2023	$3,340.00 (+977.42%)	$397,780 (+1,237.08%) Land $45,000 Building $352,780	$397,780 (+1,237.08%) Land $45,000 Building $352,780
2022	$310.00	$29,750 Land $29,750
2018			$29,750 Land $29,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 72 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	18 (2011–2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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