Wilbarger County property record for 4003 Lorance St, Vernon, TX 76384
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,792 sqft · built 1988 |
| Lot Size | 0.178 acres (7,771 sqft) |
| Owner | Individual Name on File |
| Last Sale | $97,200 (Jul 2021) |
| Tax Bill | $1,915 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Jun 2017 Mortgage |
| APN | 5630-002-0000-180-3 |
| Primary APN | 5630-002-0000-180-3 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,792 sqft Total Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 7,771 sqft (0.178 acres) |
| Lot Dimensions | 116 ft deep x 67 ft wide |
| Porch | Porch |
| Porch Area | 435 sqft |
| Account Number | 5630-002-0000-180-3 |
|---|---|
| Street Address | 4003 LORANCE ST |
| City | VERNON |
| State | TX |
| Zip | 76384-3213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 BLK 2 PETTITS HIGHWAY ADDN |
| Legal Subdivision | PETTITS HIGHWAY ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | WILBARGER TX |
| Township / Civil Division | VERNON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 950500 |
4003 Lorance St is owned and occupied by an individual who bought it in July 2021.
Source: Wilbarger County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4003 LORANCE ST, VERNON, TX 76384-3213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage NETWORK FUNDING LP |
| Jun 9, 2017 | Deed of Trust, Mortgage HERRING BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2021 · Amount on File |
| Deed Sale | Jul 20, 2021 · Amount on File |
| Prior Sale | Apr 29, 2009 · Amount on File |
| Deed Document Number | 2021136810 |
| Deed Book / Page | 749 / 489 |
| Transfer Doc | 612/775 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILBARGER TX |
| Recording Date | Jul 20, 2021 |
| Property Address | 4003 LORANCE ST, VERNON, TX 76384-3213 |
| Document Number | 749/489 |
| Book / Page | 749 / 489 |
| Map Reference | SL 43B |
| Instrument Date | Jul 20, 2021 |
| Instrument | 136810 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4003 LORANCE ST, VERNON, TX 76384-3213 |
| Document Number | 136811 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 136811 |
| Name | NETWORK FUNDING LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILBARGER TX |
| Property Address | 4003 LORANCE ST, VERNON, TX 76384-3213 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 00128670 |
|---|---|
| Date | Jun 9, 2017 |
| Book Page | 708/277 |
| Instrument | 00128670 |
| Name | HERRING BANK |
|---|---|
| Type | Bank |
| Address | Vernon, TX 76384 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jun 7, 2032 |
The 2026 property tax bill for 4003 Lorance St was $1,915 with a homeowner's exemption, up 60.8% from the year before.
Source: Wilbarger County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Wilbarger County |
| Municipality | Vernon City |
| Unified School District | Vernon Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,915.00 (+60.79%) | $75,910 (+2.18%) Land $2,950 Building $72,960 | $75,910 (+2.18%) Land $2,950 Building $72,960 |
| 2025 | $1,191.00 Homeowner's exemption | $74,290 Land $1,330 Building $72,960 | $74,290 Land $1,330 Building $72,960 |
| 2023 | $80,350 Land $1,330 Building $79,020 | $80,350 Land $1,330 Building $79,020 | |
| 2022 | $1,889.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 4003 Lorance St; there have been 1 flood claim nearby since 1997.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Sep 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4003 Lorance St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERNON serves 11,002 people · EPA ID TX2440001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Syntrio Fiber · Fixed Wireless | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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