4003 Harrowsmith Dr, Hampstead, MD 21074 Property Records

Carroll County property record for 4003 Harrowsmith Dr, Hampstead, MD 21074

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,195 sqft · built 1999
Lot Size	0.41 acres (17,859 sqft)
Owner	2 Individual Names on Record
Last Sale	$203,134 (Oct 1999)
Tax Bill	$5,275 (2025)
Deeds & Mortgages	May 2019 Line of Credit Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-060398`

Property Details

APN / Parcel Number

Primary APN	`08-060398`
Alternative APNs	`8060398` `060398`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,195 sqft Total Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	17,859 sqft (0.41 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	200 sqft
Deck Area	573 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	060398
Street Address	4003 HARROWSMITH DR
City	HAMPSTEAD
State	MD
Zip	21074-2504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 114 - 17859 SF HARROWSMITH DR 40-38/36 N CARR FARMS SC 4 PLT A
Legal Subdivision	NORTH CARROLL FARMS SEC 04
Legal Lot Number	114
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	3
Census Block	3009
Census Tract	508103

Owner

Source: Carroll County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4003 HARROWSMITH DR, HAMPSTEAD, MD 21074-2504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2019	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS TRADERS TRUST CO
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 1999 · Amount on Record
Deed Sale	Oct 14, 1999 · Amount on Record
Deed Document Number	19991509
Deed Book / Page	2267 / 666
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4003 HARROWSMITH DR, HAMPSTEAD, MD 21074-2504
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0092780475
Date	May 1, 2019
Book Page	9278/0475

Lender

Name	MANUFACTURERS TRADERS TRUST CO
Type	Lending Institution
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4003 HARROWSMITH DR, HAMPSTEAD, MD 21074-2504
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101060051
Date	Feb 16, 2021
Book Page	10106/51

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Hampstead Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$422,567 (+19.65%)	$471,900 (+18.6%) Land $143,300 Building $328,600
2025	$5,275.00 (+10.66%) Homeowner's exemption
2023	$4,767.00 Homeowner's exemption	$353,167	$397,900 Land $123,200 Building $274,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAMPSTEAD serves 6,600 people · EPA ID MD0060003
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone.

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