Osceola County property record for 4003 Chippewa Ct, Saint Cloud, FL 34772 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2007 |
| Square Footage | 2,836 sqft Living Area |
| Lot Size | 13,764 sqft (0.316 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $165,200 (2011) |
| Tax Bill | $2,880.00 (2024) |
| Primary APN | 14-26-30-0063-0001-3150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 2,836 sqft Living Area |
| Gross Area | 3,696 sqft Gross Area |
| 1st Floor | 2,304 sqft 1st Floor |
| Upper Floors | 532 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,764 sqft (0.316 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 608 sqft Garage |
| Patio Area | 420 sqft Patio |
| Porch Area | 252 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4003 CHIPPEWA CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7827 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | INDIAN LAKES PH 7 PB 18 PG 183-184 LOT 315 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | INDIAN LAKES PH 7 |
| Legal Phase | 7 |
| Legal Tract | 63 |
| Legal Block | 3150 |
| Legal Lot Number | 315 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 43303 |
Source: Osceola County records · APN 14-26-30-0063-0001-3150
Assessment roll updated November 26, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4003 CHIPPEWA CT, SAINT CLOUD, FL 34772-7827 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jan 30, 2025 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Apr 16, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 03, 2011 · Amount on Record |
| Deed Sale | Oct 03, 2011 · Amount on Record |
| Prior Sale | Apr 18, 2011 |
| Deed Doc Number | 2011136571 |
| Deed Book / Page | 4182 / 1163 |
| Last Transfer Date | Apr 15, 2026 |
| Transfer Doc | 0000050475 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4003 CHIPPEWA CT, SAINT CLOUD, FL 34772-7827 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4003 CHIPPEWA CT, SAINT CLOUD, FL 34772-7827 |
| Document Number | 0067331004 |
|---|---|
| Date | Jan 30, 2025 |
| Book Page | 6733/1004 |
| Instrument | 2025012738 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Feb 01, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 16, 2026 |
| Property Address | 4003 CHIPPEWA CT, SAINT CLOUD, FL 34772-7827 |
| Document Number | 0000050475 |
| Book / Page | 6956 / 1418 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026.50475 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 4003 CHIPPEWA CT, SAINT CLOUD, FL 34772-7827 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4003 CHIPPEWA CT, SAINT CLOUD, FL 34772-7827 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0055942639 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | 5594/2639 |
| Instrument | 2019123737 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,983.00 (+3.58%) Homeowner's exemption | $209,560 (+5.99%) | $413,000 (-10.93%) Land $78,000 Building $335,000 |
| 2024 | $2,880.00 (+2.78%) | ||
| 2023 | $2,802.00 (+3.78%) Homeowner's exemption | $197,724 (+3%) | $463,700 (+24.22%) Land $60,000 Building $403,700 |
| 2022 | $2,700.00 Homeowner's exemption | $191,966 | $373,300 Land $55,000 Building $318,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Moderate above 43% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,695 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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