4002 Saint Clair Cir, Moody, AL 35004 Property Records

St. Clair County property record for 4002 Saint Clair Cir, Moody, AL 35004

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,968 sqft · built 1998
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Tax Bill	$1,142 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-04-19-0-004-020.004`

Property Details

APN / Parcel Number

Primary APN	`24-04-19-0-004-020.004`
Alternative APNs	`00516209` `516209` `40224`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,968 sqft Living Area
1st Floor Area	1,968 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00516209
Street Address	4002 SAINT CLAIR CIR
City	MOODY
State	AL
Zip	35004-2400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 TICE'S ADD TO TWIN LAKES 19-16-2
Legal Range	02E
Legal Township	16S
Legal Section	19
Legal Subdivision	TICES ADD
Legal Lot Number	3
Jurisdiction	ST CLAIR AL
Township / Civil Division	MOODY
Census Block Group	2
Census Block	2032
Census Tract	40107

Owner

Source: St. Clair County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4002 SAINT CLAIR CIR, MOODY, AL 35004-2400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FBC MORTGAGE LLC
May 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage SOUTH POINTE BANK
Jun 19, 2017	Deed of Trust, Mortgage · Line of Credit FIRST COM'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 9, 2021
Transfer Doc	0000012153
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR AL
Recording Date	Sep 13, 2021
Property Address	4002 SAINT CLAIR CIR, MOODY, AL 35004-2400
Document Number	0000012153
Book / Page	DEED 2021 / 12153
Map Reference	SL A-89-A
Instrument Date	Sep 9, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4002 SAINT CLAIR CIR, MOODY, AL 35004-2400

Mortgage

Document Number	MTG202161951
Date	Sep 13, 2021
Instrument	MTG 2021/61951

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	4002 SAINT CLAIR CIR, MOODY, AL 35004-2400
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015127
Date	May 3, 2017
Book Page	2017/15127

Lender

Name	SOUTH POINTE BANK
Type	Bank
Address	BIRMINGHAM, AL 35243

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2037

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	4002 SAINT CLAIR CIR, MOODY, AL 35004-2400
Document Number	0000024079
Instrument Date	Jun 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4002 SAINT CLAIR CIR MOODY AL 350042400, MOODY, AL 35004-2400

Mortgage

Document Number	0000024079
Date	Jul 18, 2017
Instrument	24079

Lender

Name	FIRST COM'L
Address	ALPHARETTA, AL 30009

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Moody City
Unified School District	St. Clair County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,142.00 (+23.73%)	$23,340 (-48.5%)	$233,390 (+3%) Land $35,000 Building $198,390
2023		$45,320 (+138%) Land $6,000 Building $39,320	$226,600 (+19%) Land $30,000 Building $196,600
2022	$923.00 Homeowner's exemption	$19,042 Land $3,000 Building $16,042	$190,420 Land $30,000 Building $160,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 71% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ODENVILLE, UTILLITIES BD. OF THE serves 26,022 people · EPA ID AL0001203
Water Source	Purchased surface water from COOSA VALLEY WATER SUPPLY DISTRICT
Last State Inspection	Jun 2023
Also Mapped Here	CENTRAL ALABAMA WATER
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Sparklight, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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