Bell County property record for 4002 River Oaks Cir, Temple, TX 76504
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,702 sqft · built 1986 |
| Lot Size | 0.074 acres (3,234 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,569 (2023) |
| Deeds & Mortgages | Oct 2021 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0129470025 |
| Primary APN | 0129470025 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,702 sqft Living Area |
| Gross Area | 1,611 sqft |
| 1st Floor Area | 1,611 sqft |
| Flooring | Carpet |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,234 sqft (0.074 acres) |
| Lot Dimensions | 77 ft deep x 42 ft wide |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 238 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 874535 |
|---|---|
| Street Address | 4002 RIVER OAKS CIR |
| City | TEMPLE |
| State | TX |
| Zip | 76504-3567 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | THE OAKS, BLOCK 002, LOT 0006 |
| Legal Subdivision | THE OAKS |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 21202 |
4002 River Oaks Cir is owned by an individual who acquired it in April 2020.
Source: Bell County records, as of April 1, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4002 RIVER OAKS CIR, TEMPLE, TX 76504-3567 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage A+ FCU |
| Apr 29, 2020 | Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2020 |
| Deed Sale | Apr 29, 2020 |
| Prior Sale | Jan 8, 2007 |
| Deed Document Number | 2020-00020270 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 4002 RIVER OAKS CIR, TEMPLE, TX 76504-3567 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000068269 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 2021068269 |
| Name | A+ FCU |
|---|---|
| Type | Credit Union |
| Address | AUSTIN, TX 78723 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Apr 29, 2020 |
| Property Address | 4002 RIVER OAKS CIR, TEMPLE, TX 76504-3567 |
| Document Number | 0000020270 |
| Map Reference | CAB A SL 57-D |
| Instrument Date | Apr 27, 2020 |
| Instrument | 2020-00020270 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4002 RIVER OAKS CIR, 4002, TEMPLE, TX 76504-3567 |
| Name | Verified Name |
|---|---|
| Address | 1314 N 1ST ST # 2, 2, TEMPLE, TX 76501-2049 |
| Document Number | 0000020271 |
|---|---|
| Date | Apr 29, 2020 |
| Instrument | 2020-00020271 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Number | 0000020272 |
|---|---|
| Date | Apr 29, 2020 |
| Instrument | 2020-00020272 |
| Name | TEXAS DEPARTMENT OF HSNG & CMNTY AFFAIRS |
|---|---|
| Type | Government Agency |
| Address | AUSTIN, TX 78711 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Temple Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,569.00 (+23.32%) | $242,937 Land $30,000 Building $212,937 | $242,937 Land $30,000 Building $212,937 |
| 2022 | $4,516.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4002 River Oaks Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 13 (1983–2024) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4002 River Oaks Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.3% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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