4002 Pemberly Pines Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 4002 Pemberly Pines Cir, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,268 sqft · built 2005
Lot Size	0.037 acres (1,655 sqft)
Owner	Owner Name on File
Last Sale	$75,000 (Jul 2014)
Tax Bill	$937 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`129533`

Property Details

APN / Parcel Number

Primary APN	`129533`
Alternative APN	`042630073100011140`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,268 sqft Heated Area
Gross Area	1,541 sqft
Upper Floors Area	1,203 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,655 sqft (0.037 acres)
Garage Type	Finished
Garage Area	256 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	17 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	129533
Street Address	4002 PEMBERLY PINES CIR
City	SAINT CLOUD
State	FL
Zip	34769-1546
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	PEMBERLY PINES PB 17 PGS 77-79 LOT 114
Legal Range	30E
Legal Township	26S
Legal Section	04
Legal Subdivision	PEMBERLY PINES
Legal Tract	731
Legal Block	1
Legal Lot Number	114
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1015
Census Tract	43203

Owner

Source: Osceola County records · APN 129533

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	24430 STATE ROAD 44, EUSTIS, FL 32736-9349
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 11, 2014 · Amount on Record
Deed Sale	Jul 11, 2014 · Amount on Record
Prior Sale	May 28, 2014
Deed Document Number	2014098253
Deed Book / Page	4635 / 0363
Record Updated	Jun 08, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4002 PEMBERLY PINES CIR, SAINT CLOUD, FL 34769-1546
Transaction Type	Mortgage
Record Updated	Jan 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4002 PEMBERLY PINES CIR, SAINT CLOUD, FL 34769-1546

Mortgage

Document Number	0061702102
Date	Mar 14, 2022
Book Page	6170/2102
Instrument	2022040446

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$937.00 (+8.95%) Homeowner's exemption	$95,272 (+5.99%)	$197,000 (+1.49%) Land $35,000 Building $162,000
2023	$860.00 (+5.78%) Homeowner's exemption	$89,891 (+3%)	$194,100 (+20.48%) Land $14,900 Building $179,200
2022	$813.00 Homeowner's exemption	$87,273	$161,100 Land $14,900 Building $146,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force 7 of 15 on primary residences
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017, river or lake flooding, Hurricane Irma

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.