4002 E Saint Andrews Rd, Midland, MI 48642 Property Records

Midland County property record for 4002 E Saint Andrews Rd, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,092 sqft · built 1958
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Tax Bill	$2,254 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Aug 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-10-20-614`

Property Details

APN / Parcel Number

Primary APN	`14-10-20-614`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	149 ft deep x 91 ft wide
Garage Area	294 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4002 E SAINT ANDREWS RD
City	MIDLAND
State	MI
Zip	48642-3746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-2
Legal Description	LOT 32 JOHNSON-RUNNELLS SUB
Legal Subdivision	JOHNSON-RUNNELLS SUB
Legal Lot Number	32
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	3
Census Block	3006
Census Tract	290800

Owner

4002 E Saint Andrews Rd is owned and occupied by an individual.

Source: Midland County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	4002 E SAINT ANDREWS RD, MIDLAND, MI 48642-3746
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC
Aug 8, 2023	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	4002 E SAINT ANDREWS RD, MIDLAND, MI 48642-3746
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4002 E SAINT ANDREWS RD, MIDLAND, MI 48642-3746

Mortgage

Document Number	2025R10549
Date	Nov 24, 2025
Instrument	2025R-10549

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2045

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	4002 E SAINT ANDREWS RD, MIDLAND, MI 48642-3746
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4002 E SAINT ANDREWS RD, MIDLAND, MI 48642-3746

Mortgage

Document Number	01666/1221
Date	Aug 8, 2023
Book Page	1666/1221

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	4002 E SAINT ANDREWS RD, MIDLAND, MI 48642-3746
Transaction Type	Mortgage
Record Updated	Mar 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4002 E SAINT ANDREWS RD, MIDLAND, MI 48642-3746

Mortgage

Document Number	01654/1493
Date	Mar 10, 2022
Book Page	1654/1493

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4002 E Saint Andrews Rd was $2,254 with a homeowner's exemption.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,500	$183,000
2025	$2,254.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4002 E Saint Andrews Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Jun 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4002 E Saint Andrews Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Ripple Fiber.

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