Bay County property record for 4002 E 7th Cir, Panama City, FL 32404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,270 sqft · built 1997 |
| Lot Size | 0.159 acres (6,926 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $140,000 (Jul 2005) |
| Tax Bill | $1,937 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15178-755-000 |
| Primary APN | 15178-755-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,270 sqft Living Area |
| 1st Floor Area | 1,270 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,926 sqft (0.159 acres) |
| Lot Dimensions | 105 ft deep x 66 ft wide |
| Driveway | Driveway |
| Driveway Area | 810 sqft |
| Porch | Open Porch |
| Porch Area | 115 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4002 E 7TH CIR |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-5920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWNE & COUNTRY LAKE ESTS 1ST ADD LOT 28 ORB 2884 P 338 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 01 |
| Legal Subdivision | TOWNE & COUNTRY LAKE ESTS 1ST ADD |
| Legal Lot Number | 28 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 1100 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3160 WOOD VALLEY RD, PANAMA CITY, FL 32405-4233 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2005 · Amount on Record |
| Deed Sale | Jul 25, 2005 · Amount on Record |
| Deed Document Number | 200557871 |
| Deed Book / Page | 2643 / 2084 |
| Last Transfer Date | Jan 31, 2007 |
| Transfer Doc | 0028840338 |
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,937.00 (-3.1%) | $113,296 (-9.58%) | $139,759 (+11.54%) Land $40,500 Building $99,259 |
| 2024 | $1,999.00 (+7.3%) | ||
| 2023 | $1,863.00 (+38%) | $125,294 (+62.29%) Land $30,270 Building $95,024 | $125,294 (+62.29%) Land $30,270 Building $95,024 |
| 2022 | $1,350.00 | $77,206 Land $24,800 Building $52,406 | $77,206 Land $24,800 Building $52,406 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 9 (1991–2021) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Aug 2021 · Tropical Storm Fred |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: WOW Internet, Cable & Phone.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures