San Diego County property record for 4002 Charles St, La Mesa, CA 91941
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,070 sqft · built 1951 |
| Lot Size | 0.145 acres (6,300 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $361,000 (Mar 2014) |
| Tax Bill | $6,113 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 474-301-14-00 |
| Primary APN | 474-301-14-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,070 sqft Living Area |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Lot Area | 6,300 sqft (0.145 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4002 CHARLES ST |
|---|---|
| City | LA MESA |
| State | CA |
| Zip | 91941-7519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BLK C LOT 26 LOT 25 BLK C TR 002092 |
| Legal Subdivision | VISTA LA MESA |
| Legal Tract | 002092 |
| Legal Block | C |
| Legal Lot Number | 26,25 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 14500 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4002 CHARLES ST, LA MESA, CA 91941-7519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 18, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| May 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC |
| Nov 22, 2019 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2014 · Amount on Record |
| Deed Sale | Mar 10, 2014 · Amount on Record |
| Prior Sale | Feb 27, 2007 · Amount on Record |
| Deed Document Number | 201493944 |
| Prior Transfer Date | Apr 26, 2004 |
| Prior Transfer Doc | 0000454902 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4002 CHARLES ST, LA MESA, CA 91941-7519 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4002 CHARLES ST, LA MESA, CA 91941-7519 |
| Document Number | 0000402190 |
|---|---|
| Date | Oct 18, 2022 |
| Instrument | 2022-0402190 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Nov 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4002 CHARLES ST, LA MESA, CA 91941-7519 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD |
| Name | Verified Name |
|---|---|
| Address | 4002 CHARLES ST, LA MESA, CA 91941-7519 |
| Document Number | 0000398113 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 2021-0398113 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BAKERSFIELD, CA 93309 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4002 CHARLES ST, LA MESA, CA 91941-7519 |
| Document Number | 0000047619 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4002 CHARLES ST LA MESA CA 919417519, LA MESA, CA 91941-7519 |
| Document Number | 0000047619 |
|---|---|
| Date | Jan 29, 2020 |
| Instrument | 47619 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 468 Months |
| Due | Jan 28, 2059 |
| Rate Type | Adjustable Rate |
|---|
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | La Mesa City |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Lemon Grove Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $451,375 (+2%) Land $305,770 Building $145,605 | |
| 2025 | $6,113.00 (+11.65%) Homeowner's exemption | $442,525 (+4.04%) Land $299,775 Building $142,750 |
| 2023 | $5,475.00 (+1.07%) Homeowner's exemption | $425,343 Land $288,136 Building $137,207 |
| 2022 | $5,417.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 790 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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