Hardin County property record for 4002 Centennial Ave, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,457 sqft · built 1978 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $389,000 (May 2026) |
| Tax Bill | $1,696 (2025) |
| Deeds & Mortgages | Apr 2014 Mortgage Oct 2005 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 180-20-03-004 |
| Primary APN | 180-20-03-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,457 sqft Living Area |
| Basement Area | 1,457 sqft |
| Unfinished Basement | 1,457 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Porch | Porch |
| Porch Area | 517 sqft |
| Heating System | Central |
|---|
| Street Address | 4002 CENTENNIAL AVE |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING HILLS LT 004 #1 |
| Legal Subdivision | WHISPERING HILLS |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 600 |
Source: Hardin County records, as of June 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4002 CENTENNIAL AVE, RADCLIFF, KY 40160-9621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Apr 24, 2014 | Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA |
| Oct 12, 2005 | Deed of Trust, Mortgage FORT KNOX FCU |
| Mar 28, 2016 | Deed of Trust, Mortgage · VA Mortgage PNC MORTGAGE LLC |
| Oct 12, 2005 | Deed of Trust, Mortgage FORT KNOX FCU |
| May 21, 2026 | Deed, Transfer · VA Mortgage NORTHPOINTE BANK |
| Aug 15, 2025 | Deed, Transfer BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2026 · Amount on Record |
| Deed Sale | May 21, 2026 · Amount on Record |
| Prior Sale | Aug 15, 2025 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 1601 / 556 |
| Prior Transfer Date | Nov 20, 2025 |
| Prior Transfer Doc | 1593000653 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 4002 CENTENNIAL AVE, RADCLIFF, KY 40160-9621 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002096/352 |
|---|---|
| Date | Apr 24, 2014 |
| Book Page | 2096/352 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | RADCLIFF, KY 40160 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 73 Months |
| Due | May 15, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 4002 CENTENNIAL AVE, RADCLIFF, KY 40160-9621 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001531/235 |
|---|---|
| Date | Oct 12, 2005 |
| Book Page | 1531/235 |
| Name | FORT KNOX FCU |
|---|---|
| Type | Credit Union |
| Address | RADCLIFF, KY 40159 |
| Amount | Amount Recorded |
|---|---|
| Term | 78 Months |
| Due | Apr 26, 2012 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 4002 CENTENNIAL AVE, RADCLIFF, KY 40160-9621 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002156/243 |
|---|---|
| Date | Mar 28, 2016 |
| Book Page | 2156/243 |
| Name | PNC MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Address | MIAMISBURG, OH 45342 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 4002 CENTENNIAL AVE, RADCLIFF, KY 40160-9621 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001531/228 |
|---|---|
| Date | Oct 12, 2005 |
| Book Page | 1531/228 |
| Name | FORT KNOX FCU |
|---|---|
| Type | Credit Union |
| Address | RADCLIFF, KY 40159 |
| Amount | Amount Recorded |
|---|---|
| Term | 83 Months |
| Due | Sep 26, 2012 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | May 21, 2026 |
| Property Address | 4002 CENTENNIAL AVE, RADCLIFF, KY 40160-9621 |
| Document Number | 001601/556 |
| Book / Page | 1601 / 556 |
| Instrument Date | May 21, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2026 |
| Title Company | BLUEGRASS LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $39,289.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 4002 CENTENNIAL AVE, RADCLIFF, KY 40160-9621 |
| Document Number | 2616000748, |
|---|---|
| Date | May 21, 2026 |
| Book Page | 2616/748 |
| Name | NORTHPOINTE BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Aug 15, 2025 |
| Property Address | 4002 CENTENNIAL AVE, RADCLIFF, KY 40160-9621 |
| Document Number | 01588/1168 |
| Book / Page | 1588 / 1168 |
| Map Reference | CAB 1 SH 264-B |
| Instrument Date | Aug 14, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $196.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1811 N DIXIE AVE # AVE104, AVE104, ELIZABETHTOWN, KY 42701-5554 |
| Name | Verified Name |
|---|---|
| Address | 1857 S BOUNDARY RD, RADCLIFF, KY 40160-8209 |
Source: Hardin County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,696.00 (+87.2%) | $179,600 (+35.04%) Land $18,000 Building $161,600 | $179,600 (+35.04%) Land $18,000 Building $161,600 |
| 2023 | $133,000 (-) Land $15,100 Building $117,900 | $133,000 (-) Land $15,100 Building $117,900 | |
| 2022 | $133,000 Land $15,100 Building $117,900 | $133,000 Land $15,100 Building $117,900 | |
| 2021 | $906.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1997–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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