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4002 Alto St, Oceanside, CA 92056 Property Records

San Diego County property record for 4002 Alto St, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,387 sqft · built 1968
Lot Size0.204 acres (8,900 sqft)
Owner2 Individual Names on Record
Last Sale$490,000 (Oct 2005)
Tax Bill$7,197 (2025)
Deeds & MortgagesMay 2021 Mortgage
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN168-060-70-00

Property Details

APN / Parcel Number

Primary APN168-060-70-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,387 sqft Living Area

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Lot Area8,900 sqft (0.204 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4002 ALTO ST
CityOCEANSIDE
StateCA
Zip92056-4617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B
Legal DescriptionLOT 10 TR 005954
Legal SubdivisionMIRA COSTA MESA
Legal Tract005954
Legal Block1
Legal Lot Number10
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1021
Census Tract19805

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4002 ALTO ST, OCEANSIDE, CA 92056-4617
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 25, 2021Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Aug 24, 2018Deed of Trust, Mortgage · FHA Mortgage
DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 7, 2005 · Amount on Record
Deed SaleOct 7, 2005 · Amount on Record
Prior SaleJul 9, 1997 · Amount on Record
Deed Document Number2005871544
Prior Transfer DateAug 5, 2003
Prior Transfer Doc0001001835
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4002 ALTO ST, OCEANSIDE, CA 92056-4617
Transaction TypeMortgage
Record UpdatedJun 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4002 ALTO ST, OCEANSIDE, CA 92056-4617

Mortgage

Document Number0000393183
DateMay 25, 2021
Instrument2021-0393183
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4002 ALTO ST, OCEANSIDE, CA 92056-4617
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000349991
DateAug 24, 2018
Instrument2018-0349991
Lender
NameDITECH FINANCIAL LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictCarlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$682,965 (+2%) Land $473,894 Building $209,071
2025$7,197.00 (+4.12%) Homeowner's exemption$669,574 (+4.04%) Land $464,602 Building $204,972
2023$6,912.00 (+1.59%) Homeowner's exemption$643,575 Land $446,562 Building $197,013
2022$6,804.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies123 units insured
incl. 92 condo units
Nearby Flood Claims3 (1993–2025)
Most Recent ClaimMar 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLa Jolla Eastern
tribal government · serves 1,076 people · EPA ID 090605007
Water SourceGroundwater
Last State InspectionApr 2021
Also Mapped HereCITY OF OCEANSIDE, SAN DIEGO COUNTY WATER AUTHORITY, La Jolla Western
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: GeoLinks, Spectrum, T-Mobile.

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