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4001 State Rte 370, Cato, NY 13033 Property Records

Cayuga County and Cato Town property record for 4001 State Rte 370, Cato, NY 13033 · Last verified May 2026

Property Summary

Property TypeRural Home
Details4 bd · 1.5 ba · 1,644 sqft · built 1900
Lot Size16.3 acres (710,028 sqft)
OwnerIndividual Name on File
Last Sale$135,000 (Jun 2017)
Tax Bill$6,793 (2025)
Deeds & MortgagesNov 2020 Mortgage
Nov 2020 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN052489 47.00-1-51.11

Property Details

APN / Parcel Number

Primary APN052489 47.00-1-51.11
Alternative APNs
  • 05248904700000010510010000
  • 03086120

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,644 sqft Living Area
1st Floor Area1,230 sqft
2nd Floor Area414 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialWood
Lot Area710,028 sqft (16.3 acres)
Garage TypeDetached
Garage Area960 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area84 sqft
Poultry HousePoultry House
Pole BarnPole Barn

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number03086120
Street Address4001 STATE ROUTE 370
CityCATO
StateNY
Zip13033-3109
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Block1
Legal Lot Number51.011
JurisdictionCAYUGA NY
Township / Civil DivisionCATO
Census Block Group1
Census Block1000
Census Tract40201

Owner

Source: Cayuga County and Cato Town records · APN 052489 47.00-1-51.11

Assessment roll updated May 1, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4001 STATE ROUTE 370, CATO, NY 13033-3109
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY BK NA
Nov 17, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
COMMUNITY BANK NA
Nov 04, 2020Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY BK NA
Jun 16, 2017Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 16, 2017 · Amount on Record
Deed SaleJun 16, 2017 · Amount on Record
Prior SaleApr 10, 2006 · Amount on Record
Deed Document Number2017171877
Deed Book / Page1671 / 343
Record UpdatedJun 08, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAYUGA NY
Property Address4001 STATE ROUTE 370, CATO, NY 13033-3109
Document Number0039590092
Transaction TypeMortgage
Record UpdatedFeb 16, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4001 STATE ROUTE 370 CATO NY 130333109, CATO, NY 13033-3109

Mortgage

Document Number0039590092
DateNov 17, 2020
Book Page003959/000092
Instrument199822
Lender
NameCOMMUNITY BK NA
AddressOLEAN, NY 14760
Agreement
TypeConventional Mortgage
AmountAmount Recorded

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAYUGA NY
Property Address4001 STATE ROUTE 370, CATO, NY 13033-3109
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039590069
DateNov 17, 2020
Book Page3959/69
Instrument2020-199820
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueDec 01, 2040

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAYUGA NY
Property Address4001 STATE ROUTE 370, CATO, NY 13033-3109
Document Number0011440259
Instrument DateNov 04, 2020
Transaction TypeMortgage
Record UpdatedFeb 22, 2021
Title CompanyTITLE SERVICES, INC.

Transferred To (Grantee/Buyer)

NameVerified Name
Address4001 STATE ROUTE 370 CATO NY 130333109, CATO, NY 13033-3109

Mortgage

Document Number0011440259
DateNov 17, 2020
Book Page001144/000259
Instrument199823
Lender
NameCOMMUNITY BK NA
AddressOLEAN, NY 14760
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 16, 2035

June 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionCAYUGA NY
Recording DateJun 16, 2017
Property Address4001 STATE ROUTE 370, CATO, NY 13033-3109
Document Number0016710340
Book / Page001671 / 000340
Instrument DateJun 08, 2017
Instrument171876
Transaction TypeTransfer
Record UpdatedAug 02, 2017
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4001 STATE ROUTE 370 CATO NY 130333109, CATO, NY 13033-3109

Tax Assessment & Valuation

Source: Cayuga County and Cato Town records · Assessment roll updated May 1, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyCayuga County
County SubdivisionCato Town
Unified School DistrictCato-Meridian Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,793.00 (+1.94%)$193,800 (-) Land $31,800 Building $162,000$358,889 (+24.07%) Land $58,889 Building $300,000
2024$6,664.00 (+328.83%)
2023$193,800 Land $31,800 Building $162,000$289,254 Land $47,463 Building $241,791
2020$1,554.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cayuga County (36011C), updated April 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360110402011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 21 individual NFIP policies nearby
Nearby Flood Policies21 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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