4001 E Independence Blvd, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 4001 E Independence Blvd, Charlotte, NC 28205

Property Summary

Property TypeRestaurant
Details3,835 sqft
Lot Size0.869 acres (37,890 sqft)
OwnerCompany Name on Record
Tax Bill$11,999 (2023)
Deeds & MortgagesMar 2021 Mortgage
May 2024 Construction Loan
Flood ZoneZone X (minimal risk)
APN131-111-13

Property Details

APN / Parcel Number

Primary APN131-111-13

Interior

Stories2 Stories
Building Area3,835 sqft Heated Area

Exterior

Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Lot Area37,890 sqft (0.869 acres)

Location & Zoning

Old Parcel Number131-111-13
Street Address4001 E INDEPENDENCE BLVD
CityCHARLOTTE
StateNC
Zip28205-7309
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Legal DescriptionDIST:5 CITY/MUNI/TWP:MATTHEWS MAP REF:BK 131 PG 11
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group3
Census Block3010
Census Tract1702

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address8334 PINEVILLE MATTHEWS RD STE 103, 103, CHARLOTTE, NC 28226-3764
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2021Deed of Trust, Mortgage · Commercial Mortgage
UNITED COMMUNITY BANK
May 3, 2024Deed of Trust, Mortgage · Construction Mortgage
UNITED COMMUNITY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 11, 2019
Deed SaleApr 11, 2019
Deed Document Number0033421636
Record UpdatedJun 7, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address4001 E INDEPENDENCE BLVD, CHARLOTTE, NC 28205
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanySTEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000062983
DateMar 31, 2021
Book Page35877/626
Instrument2021062983
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressGREENVILLE, SC 29601
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address4001 E INDEPENDENCE BLVD, CHARLOTTE, NC 28205
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address136 MAIN ST, PINEVILLE, NC 28134-9475

Mortgage

Document Number0000040394
DateMay 3, 2024
Book Page38795/333
Instrument2024040394
Lender
NameUNITED COMMUNITY BANK
TypeBank
Address306 E NORTH ST, GREENVILLE, SC 29601
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims28 (1982–2025)
Claims Outside the SFHA3 of 28
Most Recent ClaimAug 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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