Montgomery County property record for 4000 Saul Rd, Kensington, MD 20895
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,120 sqft · built 1961 |
| Lot Size | 0.305 acres (13,284 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $725,000 (Feb 2020) |
| Tax Bill | $9,400 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01346318 |
| Primary APN | 13-01346318 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,120 sqft Living Area |
| Gross Area | 2,568 sqft |
| 1st Floor Area | 1,424 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 13,284 sqft (0.305 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 208 sqft |
| Deck Area | 330 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01346318 |
|---|---|
| Street Address | 4000 SAUL RD |
| City | KENSINGTON |
| State | MD |
| Zip | 20895-3723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | BYEFORDE |
| Legal Subdivision | BYEFORDE |
| Legal Block | D |
| Legal Lot Number | 23 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 704100 |
4000 Saul Rd is owned and occupied by two individuals who acquired it in June 2020.
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4000 SAUL RD, KENSINGTON, MD 20895-3723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK-FUND STAFF FCU |
| Jun 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK FUND STAFF FCU |
| Jan 7, 2020 | Warranty Deed, Transfer PRIORITY TITLE COMPANY, PRIORITY TITLE & ESCROW INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2020 · Amount on File |
| Deed Sale | Feb 10, 2020 · Amount on File |
| Prior Sale | Jun 29, 2001 · Amount on File |
| Deed Book / Page | 59007 / 399 |
| Last Transfer Date | Jun 17, 2020 |
| Transfer Doc | 0607630061 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 4000 SAUL RD, KENSINGTON, MD 20895-3723 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4000 SAUL RD, KENSINGTON, MD 20895-3723 |
| Document Number | 0632710159 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 63271/159 |
| Name | BANK-FUND STAFF FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20006 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Jul 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.87% |
| Index | 1-Year CMT |
| Max Rate | 8.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 4000 SAUL RD, KENSINGTON, MD 20895-3723 |
| Document Number | 0590070410 |
| Instrument Date | Jun 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2020 |
| Title Company | PRIORITY TITLE COMPANY, PRIORITY TITLE & ESCROW INC |
| Name | Verified Name |
|---|---|
| Address | 4000 SAUL RD KENSINGTON MD 208953723, KENSINGTON, MD 20895-3723 |
| Document Number | 0590070410 |
|---|---|
| Date | Feb 10, 2020 |
| Book Page | 059007/000410 |
| Name | BANK FUND STAFF FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20006-2406 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 9, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jan 7, 2020 |
| Property Address | 4000 SAUL RD, KENSINGTON, MD 20895-3723 |
| Document Number | 0590070399 |
| Book / Page | 059007 / 000399 |
| Instrument Date | Jun 13, 2019 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2020 |
| Title Company | PRIORITY TITLE COMPANY, PRIORITY TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Tax | $725.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4000 SAUL RD KENSINGTON MD 208953723, KENSINGTON, MD 20895-3723 |
The 2025 property tax bill for 4000 Saul Rd was $9,400, down 3.7% from the year before.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $826,333 (+2.58%) | $847,100 (-) Land $451,600 Building $395,500 | |
| 2025 | $9,400.00 (-3.74%) | $805,567 | $847,100 Land $451,600 Building $395,500 |
| 2024 | $9,765.00 | ||
| 2023 | $763,733 | $784,800 Land $451,600 Building $333,200 | |
| 2022 | $8,156.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4000 Saul Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (2003–2020) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4000 Saul Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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