4000 Rutgers Ct, Merced, CA 95348 Property Records

Merced County property record for 4000 Rutgers Ct, Merced, CA 95348

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,760 sqft · built 1984
Lot Size	0.194 acres (8,465 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Nov 2021)
Tax Bill	$4,520 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Nov 2021 Transfer + 3 more
Flood Zone	Zone AE (high risk)
APN	`230-182-007-000`

Property Details

APN / Parcel Number

Primary APN	`230-182-007-000`
Alternative APN	`230-182-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,760 sqft Living Area
Gross Area	2,232 sqft
1st Floor Area	1,760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1985
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	8,465 sqft (0.194 acres)
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	23 sqft
Patio Area	23 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	230-182-007
Street Address	4000 RUTGERS CT
City	MERCED
State	CA
Zip	95348-2114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	MANSIONETTE HMS #1 LOT 83
Legal Subdivision	MANSIONETTE HOMES 01
Legal Lot Number	83
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1001
Census Tract	1006

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4000 RUTGERS CT, MERCED, CA 95348-2114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2020	Deed of Trust, Mortgage · VA Mortgage SYNERGY ONE LENDING
Nov 15, 2021	Intrafamily Transfer, Transfer NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC
Nov 15, 2021	Grant Deed, Transfer · Conventional Mortgage TRI COUNTIES BANK
Mar 8, 2018	Deed of Trust, Mortgage · VA Mortgage BBMC MORTGAGE LLC
Jul 8, 2019	Deed of Trust, Mortgage · VA Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Prior Sale	Jun 4, 2014
Deed Document Number	202150825
Prior Transfer Date	Nov 3, 2021
Prior Transfer Doc	0000050826
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	4000 RUTGERS CT, MERCED, CA 95348-2114
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023931
Date	Jul 17, 2020
Instrument	2020023931

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Nov 15, 2021
Property Address	4000 RUTGERS CT, MERCED, CA 95348-2114
Document Number	0000050826
Map Reference	MB 24 PG 50-53
Instrument Date	Nov 3, 2021
Instrument	2021050826
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4000 RUTGERS CT, MERCED, CA 95348-2114

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Nov 15, 2021
Property Address	4000 RUTGERS CT, MERCED, CA 95348-2114
Document Number	0000050825
Map Reference	MB 24 PG 50-53
Instrument Date	Oct 28, 2021
Instrument	2021050825
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4000 RUTGERS CT, MERCED, CA 95348-2114

Mortgage

Document Number	0000050827
Date	Nov 15, 2021
Instrument	2021050827

Lender

Name	TRI COUNTIES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	4000 RUTGERS CT, MERCED, CA 95348-2114
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006815
Date	Mar 8, 2018
Instrument	2018006815

Lender

Name	BBMC MORTGAGE LLC
Type	Government Agency
Address	LOMBARD, IL 60148

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	4000 RUTGERS CT, MERCED, CA 95348-2114
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020144
Date	Jul 8, 2019
Instrument	2019020144

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	LOMBARD, IL 60148

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$405,000 (-2.14%) Land $120,000 Building $285,000
2025	$4,520.00 (+5.81%) Homeowner's exemption	$413,870 (+4.04%) Land $90,202 Building $323,668
2024	$4,272.00 (+1.45%)
2023	$4,211.00 (+1.35%) Homeowner's exemption	$397,800 Land $86,700 Building $311,100
2022	$4,155.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 139 policies
Nearby Flood Policies	139 in force
Nearby Flood Claims	3 (2002–2026)
Most Recent Claim	Feb 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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