4000 Peniel Rd, Tryon, NC 28782 Property Records

Polk County property record for 4000 Peniel Rd, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,308 sqft · built 1959
Lot Size	2.2 acres (95,832 sqft)
Owner	2 Individual Names on Record
Last Sale	$58,000 (Sep 1998)
Tax Bill	$1,704 (2026)
Deeds & Mortgages	Nov 2021 Transfer Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P86-22`

Property Details

APN / Parcel Number

Primary APN	`P86-22`
Alternative APN	`25940`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	2,308 sqft Finished Area
Basement Area	729 sqft
Unfinished Basement	729 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Brick
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	95,832 sqft (2.2 acres)
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	25940
Street Address	4000 PENIEL RD
City	TRYON
State	NC
Zip	28782-8813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	ADJ HILL, 100C 100C COUNTY RURAL
Legal Subdivision	C COUNTY RURAL
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	2
Census Block	2023
Census Tract	920103

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4000 PENIEL RD, TRYON, NC 28782-8813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Intrafamily Transfer, Transfer
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK
Mar 29, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HOMETRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 1998 · Amount on Record
Deed Sale	Sep 25, 1998 · Amount on Record
Prior Sale	Dec 31, 1997
Deed Book / Page	250 / 671
Last Transfer Date	Oct 25, 2021
Transfer Doc	0464001878
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Nov 5, 2021
Property Address	4000 PENIEL RD, TRYON, NC 28782-8813
Document Number	00464/1878
Book / Page	464 / 1878
Map Reference	FILE G PG 82
Instrument Date	Oct 25, 2021
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4000 PENIEL ROAD, COLUMBUS, NC 28722

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	4000 PENIEL RD, TRYON, NC 28782-8813
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	455/35
Date	Dec 21, 2020
Book Page	455/35

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	4000 PENIEL RD, TRYON, NC 28782-8813
Transaction Type	Mortgage
Record Updated	Apr 24, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	439/1201
Date	Mar 29, 2019
Book Page	439/1201

Lender

Name	HOMETRUST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2034

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,704.00	$326,130 (-) Land $55,600 Building $270,530	$326,130 (-) Land $55,600 Building $270,530
2025	$1,704.00 (+105.3%)	$326,130 (+149.97%) Land $55,600 Building $270,530	$326,130 (+149.97%) Land $55,600 Building $270,530
2023	$830.00	$130,470 Land $34,600 Building $95,870
2021			$130,470 Land $34,600 Building $95,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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