4000 E Division St, Mount Vernon, WA 98274 Property Records

Skagit County property record for 4000 E Division St, Mount Vernon, WA 98274

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,899 sqft · built 1982
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (Apr 2020)
Tax Bill	$7,004 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2021 Mortgage + 1 more
APN	`340422-3-009-0005`

Property Details

APN / Parcel Number

Primary APN	`340422-3-009-0005`
Alternative APN	`P27539`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,899 sqft Living Area
Gross Area	2,936 sqft
1st Floor Area	1,899 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.69 acres)
Garage Type	Attached
Garage Area	820 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Patio Area	25 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	4000 E DIVISION ST
City	MOUNT VERNON
State	WA
Zip	98274-9412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(0.6900 AC) TRACT A OF MOUNT VERNON SHORT PLAT NO. MV-20-81, APPROVED OCTOBER 27, 1981, RECORDED OCTOBER 28, 1981 IN BOOK 5 OF SHORT PLATS, PAGE 139, UNDER AUDITORS FILE NO. 8110280008; BEING A PORTION OF THE EAST 1/2 OF THE WEST 1/2 OF THE SOUTHWEST
Legal Range	04
Legal Township	34
Legal Section	22
Legal Subdivision	MOUNT VERNON SHORT PLAT
Legal Tract	A
Legal Block	1
Jurisdiction	SKAGIT WA
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1000
Census Tract	952403

Owner

Source: Skagit County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4000 E DIVISION ST, MOUNT VERNON, WA 98274-9412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Oct 4, 2021	Quit Claim Deed, Transfer · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
Apr 6, 2020	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2020 · Amount on Record
Deed Sale	Apr 6, 2020 · Amount on Record
Deed Document Number	2020156
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	4000 E DIVISION ST, MOUNT VERNON, WA 98274-9412
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4000 E DIVISION ST, MOUNT VERNON, WA 98274-9412

Mortgage

Document Number	0000000037
Date	Oct 9, 2025
Instrument	202510090037

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 26, 2055

Interest

Rate Type	Adjustable Rate
Rate	10.5%
Change Frequency	Monthly

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SKAGIT WA
Recording Date	Oct 4, 2021
Property Address	4000 E DIVISION ST, MOUNT VERNON, WA 98274-9412
Document Number	202110040118
Map Reference	MB 5 PG 139
Instrument Date	Sep 29, 2021
Instrument	202110040118
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4000 E DIVISION ST, MOUNT VERNON, WA 98274-9412

Mortgage

Document Number	202110040119
Date	Oct 4, 2021
Instrument	202110040119

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SKAGIT WA
Recording Date	Apr 6, 2020
Property Address	4000 E DIVISION ST, MOUNT VERNON, WA 98274-9412
Document Number	0004060157
Instrument Date	Apr 2, 2020
Instrument	4060157
Transaction Type	Transfer
Record Updated	Apr 21, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,045.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4000 E DIVISION ST MOUNT VERNON WA 982749412, MOUNT VERNON, WA 98274-9412

Mortgage

Document Number	4060158
Date	Apr 6, 2020
Instrument	4060158

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2050

Tax Assessment & Valuation

Source: Skagit County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Skagit County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,004.00	$627,400 Land $294,900 Building $332,500	$627,400 Land $294,900 Building $332,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2020 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SKAGIT COUNTY PUD 1 JUDY RES serves 111,415 people · EPA ID WA5379500
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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