4000 Dancing Cloud Ct, Unit 12, Destin, FL 32541 Property Records

Okaloosa County property record for 4000 Dancing Cloud Ct, Unit 12, Destin, FL 32541

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 734 sqft · built 1999
Lot Size	17.8 acres (775,514 sqft)
Owner	Individual Name on File
Last Sale	$124,000 (Aug 2020)
Tax Bill	$1,732 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-8749-7`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-8749-7`
Alternative APN	`00-2S-22-1050-0001-0012`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	734 sqft Heated Area

Exterior

Year Built	Built 1999
Lot Area	775,514 sqft

Location & Zoning

Street Address	4000 DANCING CLOUD CT UNIT 12, 12
City	DESTIN
State	FL
Zip	32541-3384
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	INDIAN LAKE CONDO UNIT 12 BLDG 1
Legal Range	22
Legal Township	02S
Legal Subdivision	INDIAN LAKE CONDO
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2001
Census Tract	23304

Owner

Source: Okaloosa County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	15490 WATERS CREEK DR, CENTREVILLE, VA 20120-1164
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2020	Warranty Deed, Transfer · Conventional Mortgage FBT MORTGAGE LLC
Jun 4, 2019	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 20, 2020 · Amount on Record
Deed Sale	Aug 20, 2020 · Amount on Record
Prior Sale	Jun 4, 2019 · Amount on Record
Deed Document Number	3384140
Deed Book / Page	3485 / 2478
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 20, 2020
Property Address	4000 DANCING CLOUD CT UNIT 12, 12, DESTIN, FL 32541-3384
Document Number	0034852478
Book / Page	3485 / 2478
Map Reference	MB 2672 PG 3597
Instrument Date	Aug 14, 2020
Instrument	3384140
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$868.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 CHANDLER DR, 810, SAINT JOHNS, FL 32259-9172

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15490 WATERS CREEK DR, CENTREVILLE, VA 20120-1164

Mortgage

Document Number	0034852480
Date	Aug 20, 2020
Instrument	3485/2480

Lender

Name	FBT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 4, 2019
Property Address	4000 DANCING CLOUD CT UNIT 12, 12, DESTIN, FL 32541-3384
Document Number	0034014646
Book / Page	3401 / 4646
Map Reference	MB 2672 PG 3597
Instrument Date	May 31, 2019
Instrument	3281781
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	637 HONEY DEW LN, 637, FORT MILL, SC 29715-3600

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 PELICAN BAY DR, SANTA ROSA BEACH, FL 32459-3279

Mortgage

Document Number	0034014648
Date	Jun 4, 2019
Instrument	3401-4648

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2034

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,732.00 (+16.87%)	$180,000 (+16.13%) Building $180,000	$180,000 (+16.13%) Building $180,000
2023	$1,482.00 (+7%)	$155,000 (+6.9%) Building $155,000	$155,000 (+6.9%) Building $155,000
2022	$1,385.00	$145,000 Building $145,000	$145,000 Building $145,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	576 units insured incl. 533 condo units
Nearby Flood Claims	106 (1978–2020)
Claims Outside the SFHA	69 of 106
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Dennis, Jul 2005 · 12 claims Hurricane Frances, Sep 2004 · 21 claims Hurricane Opal, Oct 1995 · 42 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Lumen Technologies.

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