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4000 Bluefish Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 4000 Bluefish Dr, Hernando Beach, FL 34607

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,580 sqft · built 1989
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$420,000 (Jan 2024)
Tax Bill$2,090 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Mar 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNR24-223-16-2370-0134-0510

Property Details

APN / Parcel Number

Primary APNR24-223-16-2370-0134-0510
Alternative APNs
  • 00935448
  • 935448

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area1,580 sqft Living Area
1st Floor Area1,579 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Garage Area1,468 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area240 sqft
Deck Area96 sqft
Patio Area16 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00935448
Street Address4000 BLUEFISH DR
CityHERNANDO BEACH
StateFL
Zip34607-3615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHERNANDO BEACH UNIT 13-B BLK 134 LOT 51
Legal Range16E
Legal Township23S
Legal Section24
Legal SubdivisionHERNANDO BEACH UNIT 13-B
Legal Block134
Legal Lot Number51
Legal Unit13
JurisdictionHERNANDO FL
Township / Civil DivisionHERNANDO BEACH
Census Block Group1
Census Block1008
Census Tract41501

Owner

Source: Hernando County records · APN R24-223-16-2370-0134-0510

Assessment roll updated October 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4000 BLUEFISH DR, HERNANDO BEACH, FL 34607-3615
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2024Warranty Deed, Transfer · Conventional Mortgage
REGIONS BANK
Mar 03, 2021Warranty Deed, Transfer · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 22, 2024 · Amount on Record
Deed SaleJan 22, 2024 · Amount on Record
Prior SaleJun 06, 2001 · Amount on Record
Deed Document Number0043841140
Deed Book / Page4384 / 1140
Record UpdatedJun 08, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateJan 22, 2024
Property Address4000 BLUEFISH DR, HERNANDO BEACH, FL 34607-3615
Document Number0043841140
Book / Page4384 / 1140
Map ReferenceMB 17 PG 70-73
Instrument DateJan 22, 2024
Instrument2024004170
Transaction TypeTransfer
Record UpdatedFeb 06, 2024
Title CompanyHOMES AND LAND TITLE SERVICES/HERNAN, HOME & LAND TTL SVCS OF HERN

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,940.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16441 COURLAN RD, WEEKI WACHEE, FL 34614-1793

Transferred To (Grantee/Buyer)

NameVerified Name
Address4000 BLUEFISH DR, HERNANDO BEACH, FL 34607-3615

Mortgage

Document Number0043841141
DateJan 22, 2024
Instrument4384/1141
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054
Interest
Rate TypeAdjustable Rate
Rate7.62%
Type Change DateFeb 01, 2029
Change Frequency6 Months
Min Rate At Change2%
Max Rate At Change13.6%
Margin3
Max Rate13.6%

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateMar 03, 2021
Property Address4000 BLUEFISH DR, HERNANDO BEACH, FL 34607-3615
Document Number0039600395
Book / Page3960 / 395
Instrument DateFeb 24, 2021
Instrument2021014414
Transaction TypeTransfer
Record UpdatedDec 07, 2021
Title CompanyREPUBLIC LAND AND TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,485.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11850 HERITAGE POINT DR, 11850, HUDSON, FL 34667-5873

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3960399
DateMar 03, 2021
Instrument3960/399
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,090.00 (-63.29%) Additional exemption filed$185,879 (-50.42%)$386,974 (+3.21%) Land $70,500 Building $316,474
2023$374,925 (-1.59%) Land $79,431 Building $295,494
2022$5,694.00$380,989 Land $59,925 Building $321,064$374,925 Land $73,125 Building $301,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), as of April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530415011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 357 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies357 in force
Nearby Flood Claims602 (1983–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 245 claims
  • Hurricane Idalia, Aug 2023 · 46 claims
  • Hurricane Hermine, Sep 2016 · 35 claims

Wildfire

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 200 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL6277059, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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